Adams County Homebuyer Assistance Program (Downpayment Assistance)

Adams County Homebuyer Assistance Program (Downpayment Assistance)是面向Adams县，Pennsylvania购房者的延期第二贷款，由Adams Economic Alliance / Adams County Economic Development Corporation (ACEDC)管理。 The Adams County Homebuyer Assistance Program, administered by the Adams Economic Alliance (ACEDC), offers a $10,000 down payment/closing cost loan at 0% interest with no monthly payments to buyers who work full-time for an Adams County employer and purchase a home in Adams County. The loan is secured by a second mortgage and is repaid upon sale, transfer, refinance/equity borrowing, or loss of owner-occupancy. Priority is given to first-time homebuyers, and a $500 administrative fee applies at closing. $10,000 toward down payment or closing costs. 0% interest, no monthly payments. Repaid only on sale/transfer/refinance. Manufactured homes eligible. Open to repeat buyers (priority to first-timers). 资金来自Adams County Board of Commissioners and Adams Economic Alliance (with Home in Adams County / SCCAP and the Adams County Community Foundation)。

Adams County Homebuyer Assistance Program (Downpayment Assistance)提供最高$10,000的援助。 购房者自付部分：Minimum borrower contribution: 1% of purchase price or $1,000, whichever is greater. 该项目可与其他援助结合使用，但须遵守各项目的规定。 金额是该项目公布的上限，并非报价——具体每人的援助金额由Adams Economic Alliance / Adams County Economic Development Corporation (ACEDC)决定。

Adams County Homebuyer Assistance Program (Downpayment Assistance)为延期还款，在房屋出售、再融资或第一抵押贷款还清之前无需付款。 触发还款的情形：Repayable upon sale or transfer of the property, when equity is borrowed against, or if the borrower ceases to occupy the home as their primary residence. 该援助以Second mortgage lien (ACEDC listed as additional mortgagee on homeowner's insurance)顺位留置权登记。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

Adams County Homebuyer Assistance Program (Downpayment Assistance)面向将房屋作为主要住所自住的购房者。 公民身份或移民身份：U.S. citizen, permanent resident alien, or non-permanent resident alien with a valid SSN and eligible to work in the U.S. EMPLOYER RESTRICTION: at least one borrower must work full-time for an Adams County business. LOAN TERM: deferred (silent) second due on sale/transfer/equity borrowing (no forgiveness). $500 nonrefundable fee at closing. Operated with Home in Adams County (SCCAP) and Adams County Community Foundation; RAYAC publishes the guidelines.

Adams County Homebuyer Assistance Program (Downpayment Assistance)将家庭收入限制在地区收入中位数的100%，该数值因县和家庭人数而异。 Median income limits by household size: 1 $72,492; 2 $83,232; 3 $93,672; 4 $104,040; 5 $112,320. Income counted for all adult household members (excluding dependents over 18 enrolled in further education). 该限制适用于家庭总收入，而不仅是借款人的收入。 该项目列出的最大家庭人数为5。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

Adams County Homebuyer Assistance Program (Downpayment Assistance)将房价上限设为$323,150。 符合条件的房屋类型包括Single Family、2-4 Unit和Manufactured。 预制房屋符合条件。

Adams County Homebuyer Assistance Program (Downpayment Assistance)服务于在Adams县，Pennsylvania购房的购房者。

Adams County Homebuyer Assistance Program (Downpayment Assistance)的申请通过Adams Economic Alliance / Adams County Economic Development Corporation (ACEDC)办理，该机构在其网站上公布现行条款和申请步骤。 资金通过Applications accepted on an ongoing basis; appraisal must be submitted at least 20 days before closing.预留。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。