Bucks County First Time Homebuyer Program

Bucks County First Time Homebuyer Program是面向Bucks县，Pennsylvania购房者的延期第二贷款，由Bucks County Department of Housing & Community Development (counseling/application administered by Bucks County Housing Group)管理。 Bucks County's First Time Homebuyer Program provides up to $10,000 toward down payment and/or closing costs for income-eligible first-time buyers purchasing a principal residence in Bucks County. Assistance is a no-interest deferred mortgage repaid when the home is sold, transferred, refinanced for additional debt, or no longer the borrower's principal residence. The County contracts with Bucks County Housing Group for required housing counseling. Up to $10,000 toward down payment and/or closing costs. 0% interest. No monthly payments (deferred). Free housing counseling included. 资金来自Federal (HUD) funds via Bucks County Housing & Community Development (HOME/CDBG; specific source not stated on official page)。

Bucks County First Time Homebuyer Program提供最高$10,000的援助。 金额是该项目公布的上限，并非报价——具体每人的援助金额由Bucks County Department of Housing & Community Development (counseling/application administered by Bucks County Housing Group)决定。

Bucks County First Time Homebuyer Program为延期还款，在房屋出售、再融资或第一抵押贷款还清之前无需付款。 触发还款的情形：Due and repayable when the home is sold, transferred, refinanced for additional debt, or no longer the borrower's principal residence。 该援助以Second mortgage (deferred mortgage lien)顺位留置权登记。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

Bucks County First Time Homebuyer Program面向首次购房者和将房屋作为主要住所自住的购房者。 此处的“首次”有例外情况：First-time homebuyer or has not owned a home in the past three years。 须参加购房者教育课程，由Bucks County Housing Group (group webinar + one-on-one; online-only counseling may not be used for the Bucks County program; Framework online course required, fee reimbursed at settlement)提供。 居住要求：At least one household member must have six months of residency in Bucks County。 Income limit chart on county page labeled effective 6/15/2022 and updated annually so dollar figures may be more current; specific federal funding source (HOME vs CDBG), credit score, DTI, max purchase price, eligible property types, and min contribution not published on official pages (null). Detailed 'Criteria for Participation' PDF is an Adobe-cloud link that did not render for extraction.

Bucks County First Time Homebuyer Program将家庭收入限制在地区收入中位数的100%，该数值因县和家庭人数而异。 At or below 100% of Bucks County Median Family Income by household size (income chart on county page effective 6/15/2022, updated annually): 1=$73,800; 2=$84,400; 3=$94,900; 4=$105,400; 5=$113,900; 6=$122,300; 7=$130,700; 8=$139,200. 该限制适用于家庭总收入，而不仅是借款人的收入。 该项目列出的最大家庭人数为8。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

Bucks County First Time Homebuyer Program服务于在Bucks县，Pennsylvania购房的购房者。

Bucks County First Time Homebuyer Program的申请通过Bucks County Department of Housing & Community Development (counseling/application administered by Bucks County Housing Group)办理，该机构在其网站上公布现行条款和申请步骤。 资金通过Applicants complete a BCHG intake application and proceed through housing counseling; subject to available county funding预留。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。