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本页面由机器翻译。英文版本为原文。

县级项目

Habitat for Humanity of Bucks County Homeownership Program

Habitat for Humanity of Bucks County Homeownership Program是面向Bucks县,Pennsylvania购房者的首付援助,由Habitat for Humanity of Bucks County管理。

最近核实于来源:Habitat for Humanity of Bucks County

该项目要求

  • 房屋作为主要住所自住
  • 关于信用:Must have satisfactory credit history; no published minimum score
  • 完成购房者教育课程,由Habitat for Humanity of Bucks County financial workshops; Almost Home Financial Empowerment Program提供
  • 居住要求:Must live or work in Bucks County
  • Sweat equity required; must demonstrate housing need and ability to afford projected mortgage payments. GAPS: exact sweat-equity hour requirement, DTI limit, lien position, mortgage term, and minimum credit score not published.
  • 位于Bucks County的房屋

不适用于

  • 预制房屋
  • 收入超过$98,150的家庭
  • Bucks County以外的房屋

这些是项目自己公布的规则,并非对任何个人的决定——实际谁符合条件由管理机构和贷款机构决定。

收入限制

$98,150 家庭收入限制,按项目公布

该限额由项目自行说明。其官方网站说明了家庭人数如何影响限额。

适用地区

Bucks County的房屋

  • 63.4% 独栋
  • 16.1% 联排
  • 4.8% 2–4个单元
  • 13.8% 5+个单元
  • 1.9% 活动房屋及其他

勾选标记表示项目记录中列出的房屋类型。具体到您选择的房屋,由机构确认。

$445,700

Bucks County房屋价值中位数

57.6%

建于1980年之前

美国人口普查局(U.S. Census Bureau),ACS 2024 5年期。 进一步了解在Bucks County购房

如何申请

  1. 参加购房者教育课程

    项目要求,由Habitat for Humanity of Bucks County financial workshops; Almost Home Financial Empowerment Program提供。

  2. 联系Habitat for Humanity of Bucks County预留资金

    资金通过Home Inquiry Form; applicants contacted when homes become available预留,视资金情况而定。

  3. 与办理该项目的贷款机构合作

    Hey Prescott不是贷款机构,也不受理申请;本页介绍该项目,方便购房者向贷款机构或住房咨询师咨询。

关于本项目的问题

Habitat for Humanity of Bucks County Homeownership Program是什么?

Habitat for Humanity of Bucks County Homeownership Program是面向Bucks县,Pennsylvania购房者的首付援助,由Habitat for Humanity of Bucks County管理。 Habitat for Humanity of Bucks County partners with low-income households who live or work in Bucks County to sell newly constructed or renovated homes at no profit, financed with an affordable mortgage. Approved homebuyers never pay more than 30% of gross monthly income for housing costs and invest sweat-equity hours. The process runs from a Home Inquiry Form through application, home visit, and family selection. Affordable mortgage with housing costs capped at 30% of gross income. Newly built or renovated ENERGY STAR home. Financial empowerment education. Homes sold at no profit. 资金来自Habitat for Humanity of Bucks County (donations, volunteer labor, ReStore proceeds)。

需要偿还吗?

Habitat for Humanity of Bucks County Homeownership Program是首付援助,按Habitat for Humanity of Bucks County设定的条款偿还。 免除和还款条款由项目设定,并可能变化——申请前请在项目官方网页上确认。

谁符合条件?

Habitat for Humanity of Bucks County Homeownership Program面向将房屋作为主要住所自住的购房者。 关于信用,该项目说明:Must have satisfactory credit history; no published minimum score。 须参加购房者教育课程,由Habitat for Humanity of Bucks County financial workshops; Almost Home Financial Empowerment Program提供。 居住要求:Must live or work in Bucks County。 Sweat equity required; must demonstrate housing need and ability to afford projected mortgage payments. GAPS: exact sweat-equity hour requirement, DTI limit, lien position, mortgage term, and minimum credit score not published.

收入限制是多少?

Habitat for Humanity of Bucks County Homeownership Program将家庭收入限制在$98,150。 该限制适用于家庭总收入,而不仅是借款人的收入。 该项目列出的最大家庭人数为8。 地区收入中位数由HUD公布并每年更新,因此在依据某个数字之前,请查看该县的最新表格。

可用于哪类房屋?

Habitat for Humanity of Bucks County Homeownership Program的房价上限如下:Habitat Bucks homes currently range $100,000-$150,000 (sold at no profit)。 符合条件的房屋类型包括Single Family。 新建房屋符合条件。 预制房屋不符合条件。

适用于哪些地区?

Habitat for Humanity of Bucks County Homeownership Program服务于在Bucks县,Pennsylvania购房的购房者。

如何申请?

Habitat for Humanity of Bucks County Homeownership Program的申请通过Habitat for Humanity of Bucks County办理,该机构在其网站上公布现行条款和申请步骤。 资金通过Home Inquiry Form; applicants contacted when homes become available预留。 Hey Prescott不是贷款机构,也不受理申请;本页介绍该项目,方便购房者向贷款机构或住房咨询师咨询。

同样面向Bucks County购房者

两个项目能否结合使用,由各机构决定。申请前请先询问。

Bucks County的全部70个项目

项目条款由Habitat for Humanity of Bucks County设定,并可能变化;申请前请在官方网站上确认。