City of Jeannette Down Payment & Closing Cost Assistance Program

City of Jeannette Down Payment & Closing Cost Assistance Program是面向Jeannette，Pennsylvania购房者的可免除贷款，由City of Jeannette (CDBG), with Redevelopment Authority of the County of Westmoreland (RACW)管理。 The City of Jeannette offers low-to-moderate-income homebuyers a matching down payment and closing cost grant of up to $3,000 (paying up to 50% of required down payment and/or closing costs) toward the purchase of a single-family home within the city. Assistance is structured as a recorded second mortgage equal to the city's contribution, forgiven 20% per year and fully forgiven after five years of continuous owner-occupancy. Up to $3,000 toward down payment/closing costs. Matches up to 50% of buyer costs. 0% interest. Forgiven 20%/year over 5 years. 资金来自Federal CDBG / HOME funds via City of Jeannette and Westmoreland County。

City of Jeannette Down Payment & Closing Cost Assistance Program提供最高$3,000的援助。 援助档次：Matching assistance: pays up to 50% of required down payment and/or closing costs, maximum $3,000. City contribution matched by buyer. 购房者自付部分：Buyer must contribute a matching share (city pays up to 50% of down payment/closing costs). 该项目可与Layered with a primary mortgage; commonly combined with PHFA and other Westmoreland County programs.结合使用。 金额是该项目公布的上限，并非报价——具体每人的援助金额由City of Jeannette (CDBG), with Redevelopment Authority of the County of Westmoreland (RACW)决定。

City of Jeannette Down Payment & Closing Cost Assistance Program在5年后免除，因此住满这段时间的购房者无需偿还。 触发还款的情形：Forgiven 20% per year; lien fully forgiven after 5 years of continuous owner-occupancy. If sold before the 5-year anniversary, remaining balance must be repaid. 该援助以Second mortgage (subordinate lien held by the city).顺位留置权登记。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

City of Jeannette Down Payment & Closing Cost Assistance Program面向将房屋作为主要住所自住的购房者。 居住要求：Property must be a single-family home located within the City of Jeannette. Confirmed via Westmoreland County official Homeownership & Rental Programs page (RACW); terms: up to $3,000 / 50% match, forgivable second mortgage 20%/yr over 5 years, <80% AMI for City of Jeannette, single-family in city limits, max price <=95% of FHA 203(b) limit. GAPS: explicit FTHB requirement, full HUD income table by household size, homebuyer-education requirement, HQS/inspection requirement, min credit/DTI, participating lenders not confirmed on a single official program PDF — verify against City of Jeannette/RACW guidelines (724-830-3600).

City of Jeannette Down Payment & Closing Cost Assistance Program将家庭收入限制在地区收入中位数的80%，该数值因县和家庭人数而异。 Household income must be below 80% of the area median income for the City of Jeannette (HUD limits adjusted by household size). Full per-household-size dollar table not published — confirm current HUD 80% AMI limits with the City/RACW. 该限制适用于家庭总收入，而不仅是借款人的收入。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

City of Jeannette Down Payment & Closing Cost Assistance Program的房价上限如下：Maximum purchase price may not exceed 95% of the maximum FHA 203(b) loan amount for the area. 符合条件的房屋类型包括Single Family。

City of Jeannette Down Payment & Closing Cost Assistance Program服务于在Jeannette，Pennsylvania购房的购房者。

City of Jeannette Down Payment & Closing Cost Assistance Program的申请通过City of Jeannette (CDBG), with Redevelopment Authority of the County of Westmoreland (RACW)办理，该机构在其网站上公布现行条款和申请步骤。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。