City of York Homebuyer Grant Program

City of York Homebuyer Grant Program是面向York，Pennsylvania购房者的可免除贷款，由City of York Bureau of Housing Services; administered by Tenfold Community Lending管理。 The City of York Homebuyer Grant Program provides up to $15,000 toward down payment and closing costs for first-time homebuyers purchasing a single-family home in York City, administered by Tenfold Community Lending on behalf of the City. Eligibility uses a higher income ceiling of 300% of the Federal Poverty Guidelines, broadening access beyond the HOME-funded program. The grant carries 0% interest with no monthly payments, is secured by a second mortgage lien, and is prorated and forgiven over five years. Up to $15,000 in assistance. 0% interest, no monthly payments. Forgiven over 5 years. Higher income eligibility (300% of Federal Poverty Guidelines). Homebuyer counseling and education included.

City of York Homebuyer Grant Program提供最高$15,000的援助。 该项目要求购房者自付1% of purchase price or $1,000, whichever is greater。 该项目可与其他援助结合使用，但须遵守各项目的规定。 金额是该项目公布的上限，并非报价——具体每人的援助金额由City of York Bureau of Housing Services; administered by Tenfold Community Lending决定。

City of York Homebuyer Grant Program在5年后免除，因此住满这段时间的购房者无需偿还。 触发还款的情形：Prorated grant repayment due upon sale or transfer, or if the grantee ceases to occupy as primary residence within five years (forgiven over the five-year term)。 该援助以Second mortgage lien顺位留置权登记。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

City of York Homebuyer Grant Program面向首次购房者和将房屋作为主要住所自住的购房者。 此处的“首次”有例外情况：Not owned a home within the last 3 years; previously jointly-owned home with a former spouse (now divorced) permitted if removed from deed and released。 关于信用，该项目说明：Minimum middle credit score of 620; case-by-case exceptions; no-credit-score grantees need 3 open trade lines with 12-month satisfactory history。 须参加购房者教育课程，由HUD-approved Homebuyer Education Course administered by Tenfold Community Lending; individual pre-settlement counseling required提供。 公民身份或移民身份：U.S. citizens, permanent resident aliens, or non-permanent resident aliens with a valid SSN eligible to work and meeting a 5-year clearance date from settlement。 HUD-approved homebuyer education and individual counseling required before settlement; Sales Agreement must include an executed YHAP Addendum; cash reserve after closing no more than $7,500 and no less than one month's PITI.

City of York Homebuyer Grant Program将家庭收入限制在$93,600。 该限制适用于家庭总收入，而不仅是借款人的收入。 该项目列出的最大家庭人数为8。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

City of York Homebuyer Grant Program将房价上限设为$236,000。 符合条件的房屋类型包括Single Family和Manufactured。 新建房屋符合条件。 预制房屋符合条件。

City of York Homebuyer Grant Program服务于在York，Pennsylvania购房的购房者。

City of York Homebuyer Grant Program的申请通过City of York Bureau of Housing Services; administered by Tenfold Community Lending办理，该机构在其网站上公布现行条款和申请步骤。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。