Habitat for Humanity of York County Homebuyer Program

Habitat for Humanity of York County Homebuyer Program是面向York县，Pennsylvania购房者的首付援助，由Habitat for Humanity of York County管理。 Habitat for Humanity of York County partners with applicant households between 30-60% of York County AMI to purchase an affordable Habitat home. Applicants must not own a home at application, demonstrate housing need, complete a Financial Capability Workshop and homebuyer education, and perform a minimum of 250 sweat-equity hours. Mortgage payments are capped at 30% of gross monthly income; total DTI must not exceed 40%. No minimum credit score is required. Affordable mortgage capped at 30% of gross income. No minimum credit score. Financial capability and homebuyer education. Multiple application opportunities allowed. 资金来自Habitat for Humanity of York County (donations, volunteer labor, ReStore proceeds)。

Habitat for Humanity of York County Homebuyer Program是首付援助，按Habitat for Humanity of York County设定的条款偿还。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

Habitat for Humanity of York County Homebuyer Program面向首次购房者和将房屋作为主要住所自住的购房者。 “首次购房者”通常指过去三年内未拥有房屋，但该项目有自己的定义。 关于信用，该项目说明：No minimum credit score required for approval; must wait 7 years after bankruptcy discharge and reestablish good credit; all delinquent debt must be paid off before approval。 须参加购房者教育课程，由Habitat for Humanity of York County Financial Capability Workshop and homebuyer education / financial literacy courses提供。 居住要求：Must have lived or worked in York County for the last year。 Minimum 250 sweat-equity hours; $25 application fee; drug-free community commitment and no serious criminal history; application must be submitted within 60 days of attending an information session. NOTE: the public site uses a shared Habitat theme that displays a Rock Hill, SC footer; the affiliate is Habitat for Humanity of York County, PA. GAPS: PA York County office phone/address and household-size income table not confirmed; lien position and mortgage term not published.

Habitat for Humanity of York County Homebuyer Program将家庭收入限制在地区收入中位数的60%，该数值因县和家庭人数而异。 Income must be stable and fall between 30-60% of HUD Area Median Income for York County. Opportunities may be limited in the 60-80% range based on availability. 该限制适用于家庭总收入，而不仅是借款人的收入。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

Habitat for Humanity of York County Homebuyer Program可用于Single Family。 新建房屋符合条件。 预制房屋不符合条件。

Habitat for Humanity of York County Homebuyer Program服务于在York县，Pennsylvania购房的购房者。

Habitat for Humanity of York County Homebuyer Program的申请通过Habitat for Humanity of York County办理，该机构在其网站上公布现行条款和申请步骤。 资金通过Open application periods approximately once a month; apply after Financial Capability Workshop and Application Orientation预留。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。