本页面由机器翻译。英文版本为原文。
该项目要求
- 首次购房者——该项目有自己的定义
- 房屋作为主要住所自住
- 关于信用:Minimum credit score 560; credit need not be perfect
- 完成购房者教育课程
- 居住要求:Must currently live and/or work in Beaver County
- As of verification the application period is CLOSED ('not accepting applications at this time'); affiliate active, applications accepted only during announced open cycles - email info@BeaverCountyHabitat.org to be notified. DTI must be 43% or less.
- 位于Beaver County的房屋
不适用于
- 收入超过地区收入中位数80%的家庭
- Beaver County以外的房屋
这些是项目自己公布的规则,并非对任何个人的决定——实际谁符合条件由管理机构和贷款机构决定。
收入限制
80% Beaver County地区收入中位数的比例
HUD每年设定地区收入中位数。限额随家庭人数变化,因此五口之家的限额高于单身购房者。
适用地区
Beaver County的房屋Beaver County的房屋,以及本项目接受的房屋
- 76.4% 独栋独栋住宅
- 5.5% 联排联排别墅
- 6.8% 2–4个单元2–4个单元
- 8% 5+个单元公寓和共管公寓楼(5+个单元)
- 3.2% 活动房屋及其他活动房屋及其他
勾选标记表示项目记录中列出的房屋类型。具体到您选择的房屋,由机构确认。
$190,900
Beaver County房屋价值中位数
77.7%
建于1980年之前
美国人口普查局(U.S. Census Bureau),ACS 2024 5年期。 进一步了解在Beaver County购房
如何申请
如何申请三个步骤,按此顺序
参加购房者教育课程
项目要求在预留资金之前完成。
联系Habitat for Humanity of Beaver County预留资金
资金向提供方预留,视资金情况而定。
与办理该项目的贷款机构合作
Hey Prescott不是贷款机构,也不受理申请;本页介绍该项目,方便购房者向贷款机构或住房咨询师咨询。
关于本项目的问题
Habitat for Humanity of Beaver County Homeownership Program是什么?
Habitat for Humanity of Beaver County Homeownership Program是面向Beaver Falls,Pennsylvania购房者的首付援助,由Habitat for Humanity of Beaver County管理。 Habitat for Humanity of Beaver County partners with local moderate-income families to build or rehab a home purchased with an affordable, no-interest, 30-year mortgage. Future homeowners contribute sweat equity and complete financial-literacy and home-maintenance workshops. Eligibility is based on housing need, income within HUD guidelines (40-80% range), willingness to partner, and Beaver County residency or employment. 0% interest mortgage. 30-year term. Financial literacy and home maintenance education. Built/rehabbed with volunteers. 资金来自Donations; Beaver County Board of Commissioners; PA DCED; private/corporate donors。
需要偿还吗?
Habitat for Humanity of Beaver County Homeownership Program是首付援助,按Habitat for Humanity of Beaver County设定的条款偿还。 免除和还款条款由项目设定,并可能变化——申请前请在项目官方网页上确认。
谁符合条件?
Habitat for Humanity of Beaver County Homeownership Program面向首次购房者和将房屋作为主要住所自住的购房者。 “首次购房者”通常指过去三年内未拥有房屋,但该项目有自己的定义。 关于信用,该项目说明:Minimum credit score 560; credit need not be perfect。 须参加购房者教育课程。 居住要求:Must currently live and/or work in Beaver County。 As of verification the application period is CLOSED ('not accepting applications at this time'); affiliate active, applications accepted only during announced open cycles - email info@BeaverCountyHabitat.org to be notified. DTI must be 43% or less.
收入限制是多少?
Habitat for Humanity of Beaver County Homeownership Program将家庭收入限制在地区收入中位数的80%,该数值因县和家庭人数而异。 2026 HUD Beaver County limits by household size; e.g. 4-person must earn at least $55,200 and no more than $88,300. Income from any reliable ongoing source counts. 该限制适用于家庭总收入,而不仅是借款人的收入。 地区收入中位数由HUD公布并每年更新,因此在依据某个数字之前,请查看该县的最新表格。
可用于哪类房屋?
Habitat for Humanity of Beaver County Homeownership Program可用于Single Family。 新建房屋符合条件。
适用于哪些地区?
Habitat for Humanity of Beaver County Homeownership Program服务于在Beaver Falls,Pennsylvania购房的购房者。
如何申请?
Habitat for Humanity of Beaver County Homeownership Program的申请通过Habitat for Humanity of Beaver County办理,该机构在其网站上公布现行条款和申请步骤。 Hey Prescott不是贷款机构,也不受理申请;本页介绍该项目,方便购房者向贷款机构或住房咨询师咨询。
同样面向Beaver County购房者面向Beaver County购房者的其他项目
- First Front Door (FFD)最高$15,000
- Keystone Advantage Assistance Loan Program最高$6,000
- PHFA Grant ($500)最高$500
两个项目能否结合使用,由各机构决定。申请前请先询问。
Beaver County的全部68个项目项目条款由Habitat for Humanity of Beaver County设定,并可能变化;申请前请在官方网站上确认。