Lebanon County First-Time Homebuyer Program

Lebanon County First-Time Homebuyer Program是面向Lebanon县，Pennsylvania购房者的延期第二贷款，由Redevelopment Authority of the County of Lebanon管理。 Administered by the Redevelopment Authority of the County of Lebanon using federal HOME funds, it helps first-time buyers at or below 80% AMI with down payment and closing-cost gap funding plus up to $4,999 repair funds, as a no-interest second-lien deferred loan repaid when the home is sold or vacated. Serves both Lebanon County and the City of Lebanon. Gap funding up to $25,000. Additional up to $4,999 for repairs. Zero interest deferred 2nd lien. Homebuyer 101 in English and Spanish. 资金来自HUD HOME Investment Partnerships Program (administered by RDA of Lebanon County)。

Lebanon County First-Time Homebuyer Program提供最高$25,000的援助。 购房者自付部分：Buyer must have some of their own savings toward the purchase; exact percentage not published. 该项目可与其他援助结合使用，但须遵守各项目的规定。 金额是该项目公布的上限，并非报价——具体每人的援助金额由Redevelopment Authority of the County of Lebanon决定。

Lebanon County First-Time Homebuyer Program为延期还款，在房屋出售、再融资或第一抵押贷款还清之前无需付款。 触发还款的情形：No-interest deferred second lien (plus up to $4,999 repair component) repaid when the property is sold or no longer owner-occupied. 该援助以Second顺位留置权登记。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

Lebanon County First-Time Homebuyer Program面向首次购房者和将房屋作为主要住所自住的购房者。 “首次购房者”通常指过去三年内未拥有房屋，但该项目有自己的定义。 须参加购房者教育课程，由Homebuyer 101 classes (English and Spanish) with the City of Lebanon / Redevelopment Authority.提供。 居住要求：Property must be in Lebanon County (including the City of Lebanon). 4-person income dollar limit, exact min contribution %, purchase-price cap, credit/DTI thresholds, and current AMI year are not published on the primary RDA source and need staff confirmation. Income example ($48,800 for 2 people) is from 2022; HOME funding sought competitively (~$250K/yr). Verified via RDA Lebanon County and City of Lebanon primary pages.

Lebanon County First-Time Homebuyer Program将家庭收入限制在地区收入中位数的80%，该数值因县和家庭人数而异。 Up to 80% of median income (whole-household). Example cited by the Authority: 2-person household income no more than $48,800/year (2022). 4-person dollar figure not published. 该限制适用于家庭总收入，而不仅是借款人的收入。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

Lebanon County First-Time Homebuyer Program可用于Single Family。

Lebanon County First-Time Homebuyer Program服务于在Lebanon县，Pennsylvania购房的购房者。

Lebanon County First-Time Homebuyer Program的申请通过Redevelopment Authority of the County of Lebanon办理，该机构在其网站上公布现行条款和申请步骤。 资金通过Apply through the Redevelopment Authority; buyer responsible for monthly first mortgage.预留。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。