Mon Valley Initiative Affordable Homeownership Program

Mon Valley Initiative Affordable Homeownership Program是面向Homestead，Pennsylvania购房者的首付援助，由Mon Valley Initiative管理。 Mon Valley Initiative develops, rehabilitates, and sells income-restricted single-family homes to buyers at or below 80% of Pittsburgh Metro AMI in the Mon Valley communities of Allegheny, Washington, and Westmoreland Counties. Buyers must obtain mortgage pre-approval (minimum ~$110,000) to join the waitlist. MVI also provides free HUD-certified pre-purchase and pre-closing counseling and helps buyers identify DPA programs through PHFA and others. Affordable below-market sale price on renovated homes. Income-restricted to 80% AMI. Free HUD-certified housing counseling.

Mon Valley Initiative Affordable Homeownership Program是首付援助，按Mon Valley Initiative设定的条款偿还。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

Mon Valley Initiative Affordable Homeownership Program面向将房屋作为主要住所自住的购房者。 须参加购房者教育课程，由MVI HUD-certified housing counselor; PHFA-approved pre-purchase and pre-closing counseling (free)提供。 公民身份或移民身份：Not stated on program pages。 Must obtain pre-approval for minimum ~$110,000 mortgage before joining waitlist; affordable homeownership/developer model rather than a portable DPA grant.

Mon Valley Initiative Affordable Homeownership Program将家庭收入限制在地区收入中位数的80%，该数值因县和家庭人数而异。 At or below 80% AMI, Pittsburgh HUD Metro (2025): 1p $61,850; 2p $70,650; 3p $79,500; 4p $88,300; 5p $95,400; 6p $102,450; 7p $109,500; 8p $116,600. 该限制适用于家庭总收入，而不仅是借款人的收入。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

Mon Valley Initiative Affordable Homeownership Program可用于Single Family。 新建房屋不符合条件。 预制房屋不符合条件。

Mon Valley Initiative Affordable Homeownership Program服务于在Homestead，Pennsylvania购房的购房者。 该项目针对特定区域：Mon Valley communities in Allegheny, Washington, and Westmoreland Counties (Rankin, Homestead, Braddock, Clairton, Charleroi, etc.)。

Mon Valley Initiative Affordable Homeownership Program的申请通过Mon Valley Initiative办理，该机构在其网站上公布现行条款和申请步骤。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。