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本页面由机器翻译。英文版本为原文。

县级项目延期

Pike County First Time Homebuyer Program

Pike County First Time Homebuyer Program是面向Pike县,Pennsylvania购房者的延期第二贷款,由Pike County Office of Human Services (with NeighborWorks Northeastern PA providing education/evaluation)管理。

最近核实于来源:Pike County Office of Human Services (with NeighborWorks Northeastern PA providing education/evaluation)

该项目要求

  • 首次购房者——该项目有自己的定义
  • 房屋作为主要住所自住
  • 完成购房者教育课程,由NeighborWorks Northeastern PA (NWNEPA)提供
  • 居住要求:Owner-occupied home must be located within Pike County, PA.
  • 公民身份或移民身份:U.S. citizenship/eligible-immigration requirement applies per CDBG program rules.
  • Confirmed on official Pike County government site and NeighborWorks NEPA launch announcement. CDBG-funded; pays up to 50% of down payment + closing costs; FTHB, owner-occupied, Pike County property, HUD income limits, U.S. citizenship and recapture conditions apply; mandatory NWNEPA homebuyer education. STATUS NOTE: page indicates the program is temporarily PAUSED while previously-received applications are processed — still active/funded; re-verify intake status before publishing. GAPS: maximum dollar amount, full HUD income table by household size (posted only as image), max purchase price, recapture/affordability period, lien position, inspection requirement, min credit/DTI not published. Program Overview and Pre-Application Checklist PDFs exist on county site.
  • 位于Pike County的房屋

不适用于

  • 收入超过地区收入中位数80%的家庭
  • Pike County以外的房屋

这些是项目自己公布的规则,并非对任何个人的决定——实际谁符合条件由管理机构和贷款机构决定。

收入限制

80% Pike County地区收入中位数的比例

HUD每年设定地区收入中位数。限额随家庭人数变化,因此五口之家的限额高于单身购房者。

$100,500
地区收入中位数,4人家庭(HUD,2026)

适用地区

Pike County的房屋

  • 86.5% 独栋
  • 3.6% 联排
  • 2.2% 2–4个单元
  • 1.7% 5+个单元
  • 6% 活动房屋及其他

勾选标记表示项目记录中列出的房屋类型。具体到您选择的房屋,由机构确认。

$272,600

Pike County房屋价值中位数

37%

建于1980年之前

美国人口普查局(U.S. Census Bureau),ACS 2024 5年期。 进一步了解在Pike County购房

如何申请

  1. 参加购房者教育课程

    项目要求,由NeighborWorks Northeastern PA (NWNEPA)提供。

  2. 联系Pike County Office of Human Services (with NeighborWorks Northeastern PA providing education/evaluation)预留资金

    资金通过First-come, first-served, contingent on availability of funds. NOTE: program temporarily paused (as of page capture) while previously-received applications are reviewed; still an active, funded program. Contact Robert Ruiz (570) 296-3434.预留,视资金情况而定。

  3. 与办理该项目的贷款机构合作

    Hey Prescott不是贷款机构,也不受理申请;本页介绍该项目,方便购房者向贷款机构或住房咨询师咨询。

关于本项目的问题

Pike County First Time Homebuyer Program是什么?

Pike County First Time Homebuyer Program是面向Pike县,Pennsylvania购房者的延期第二贷款,由Pike County Office of Human Services (with NeighborWorks Northeastern PA providing education/evaluation)管理。 Launched in 2024, the Pike County First Time Homebuyer Program helps income-eligible first-time buyers overcome the upfront cost barrier to owner-occupied homeownership within Pike County. Funded by federal CDBG through PA DCED and run by Pike County Human Services with NeighborWorks Northeastern PA providing required homebuyer education, the program pays up to half of a buyer's down payment plus opening/closing costs on a first-come, first-served basis subject to fund availability. Pays up to 50% of down payment + closing costs. Required NeighborWorks homebuyer education. County-wide Pike County coverage. CDBG-funded deferred assistance. 资金来自Federal CDBG (HUD) administered through the PA Department of Community & Economic Development to Pike County。

需要偿还吗?

Pike County First Time Homebuyer Program为延期还款,在房屋出售、再融资或第一抵押贷款还清之前无需付款。 触发还款的情形:Recapture conditions apply per federal CDBG rules (repayment/affordability period on sale within a set term). Exact terms set by HUD/County — confirm recapture/affordability period. 该援助以Subordinate (CDBG down payment assistance lien); exact position not published.顺位留置权登记。 免除和还款条款由项目设定,并可能变化——申请前请在项目官方网页上确认。

谁符合条件?

Pike County First Time Homebuyer Program面向首次购房者和将房屋作为主要住所自住的购房者。 “首次购房者”通常指过去三年内未拥有房屋,但该项目有自己的定义。 须参加购房者教育课程,由NeighborWorks Northeastern PA (NWNEPA)提供。 居住要求:Owner-occupied home must be located within Pike County, PA. 公民身份或移民身份:U.S. citizenship/eligible-immigration requirement applies per CDBG program rules. Confirmed on official Pike County government site and NeighborWorks NEPA launch announcement. CDBG-funded; pays up to 50% of down payment + closing costs; FTHB, owner-occupied, Pike County property, HUD income limits, U.S. citizenship and recapture conditions apply; mandatory NWNEPA homebuyer education. STATUS NOTE: page indicates the program is temporarily PAUSED while previously-received applications are processed — still active/funded; re-verify intake status before publishing. GAPS: maximum dollar amount, full HUD income table by household size (posted only as image), max purchase price, recapture/affordability period, lien position, inspection requirement, min credit/DTI not published. Program Overview and Pre-Application Checklist PDFs exist on county site.

收入限制是多少?

Pike County First Time Homebuyer Program将家庭收入限制在地区收入中位数的80%,该数值因县和家庭人数而异。 Low-to-modest income limits set by HUD (CDBG), provided in the county's 'Current AMI' table (published as an image). Full machine-readable per-household-size dollar table not extractable — confirm current Pike County HUD income limits via the posted AMI sheet / Human Services. 该限制适用于家庭总收入,而不仅是借款人的收入。 地区收入中位数由HUD公布并每年更新,因此在依据某个数字之前,请查看该县的最新表格。

可用于哪类房屋?

Pike County First Time Homebuyer Program的房价上限如下:Maximum purchase price set per CDBG/County requirements (communicated to eligible applicants); specific figure not published. 符合条件的房屋类型包括Single Family。

适用于哪些地区?

Pike County First Time Homebuyer Program服务于在Pike县,Pennsylvania购房的购房者。

如何申请?

Pike County First Time Homebuyer Program的申请通过Pike County Office of Human Services (with NeighborWorks Northeastern PA providing education/evaluation)办理,该机构在其网站上公布现行条款和申请步骤。 资金通过First-come, first-served, contingent on availability of funds. NOTE: program temporarily paused (as of page capture) while previously-received applications are reviewed; still an active, funded program. Contact Robert Ruiz (570) 296-3434.预留。 Hey Prescott不是贷款机构,也不受理申请;本页介绍该项目,方便购房者向贷款机构或住房咨询师咨询。

同样面向Pike County购房者

两个项目能否结合使用,由各机构决定。申请前请先询问。

Pike County的全部68个项目

项目条款由Pike County Office of Human Services (with NeighborWorks Northeastern PA providing education/evaluation)设定,并可能变化;申请前请在官方网站上确认。