City of Sumter Affordable Homebuyer Program

City of Sumter Affordable Homebuyer Program是面向Sumter，South Carolina购房者的可免除贷款，由City of Sumter Housing & Economic Development Corp. (Community Development Department)管理。 The City of Sumter, through its Community Development Department / Housing & Economic Development Corp., builds new stick-built homes within city limits and sells them to income-qualified lower-income buyers. Buyers receive a City grant up to $3,000 for closing costs plus a 0% deferred forgivable gap-financing loan up to $35,000, with the buyer obtaining a private first mortgage. Pre- and post-purchase counseling is required and a 1% buyer cash contribution may be required. City grant up to $3,000 for closing costs. 0% deferred forgivable gap loan up to $35,000. New-construction City-built homes. Pre- and post-purchase counseling provided. For lower-income households within Sumter city limits. 资金来自Federal HUD funds (CDBG/HOME) administered through the City of Sumter Community Development Department.

City of Sumter Affordable Homebuyer Program提供$3,000至$38,000的援助。 援助档次：City Grant up to $3,000 for closing costs; plus a forgivable deferred 0% gap-financing loan up to $35,000. 购房者自付部分：Minimum cash contribution of 1% of the selling price may be required from the buyer. 金额是该项目公布的上限，并非报价——具体每人的援助金额由City of Sumter Housing & Economic Development Corp. (Community Development Department)决定。

City of Sumter Affordable Homebuyer Program是可免除贷款，满足项目条件后余额即被免除。 触发还款的情形：Gap-financing portion is a 0% deferred/forgivable loan tied to continued owner-occupancy as principal residence; the $3,000 closing-cost portion is a grant. 该援助以Second lien (deferred forgivable loan).顺位留置权登记。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

City of Sumter Affordable Homebuyer Program面向将房屋作为主要住所自住的购房者。 关于信用，该项目说明：Applicant must have a responsible credit history (no numeric minimum published). 须参加购房者教育课程，由Pre-purchase and post-purchase counseling provided by the City of Sumter.提供。 居住要求：Home must be purchased within the City of Sumter; must occupy as principal residence. Tied to purchase of a City-built new-construction home (not open-market purchases).

City of Sumter Affordable Homebuyer Program将家庭收入限制在$38,000。 该限制适用于家庭总收入，而不仅是借款人的收入。 该项目列出的最大家庭人数为8。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

City of Sumter Affordable Homebuyer Program的房价上限如下：Not published; homes are City-built new construction sold at program-set prices within city limits. 符合条件的房屋类型包括Single Family。 新建房屋符合条件。 预制房屋不符合条件。

City of Sumter Affordable Homebuyer Program服务于在Sumter，South Carolina购房的购房者。 该项目针对特定区域：Eligible homes are limited to City-of-Sumter-built new-construction houses located within the Sumter city limits.

City of Sumter Affordable Homebuyer Program的申请通过City of Sumter Housing & Economic Development Corp. (Community Development Department)办理，该机构在其网站上公布现行条款和申请步骤。 资金通过First-come; applicant works with City of Sumter Community Development. Funds limited to City-built new-construction homes.预留。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。