CommunityWorks Town of Bluffton Employer Assisted Homebuyer Program

CommunityWorks Town of Bluffton Employer Assisted Homebuyer Program是面向Bluffton，South Carolina购房者的可免除贷款，由CommunityWorks Carolina管理。 Town of Bluffton employees who are first-time homebuyers can receive up to $25,000 in down payment and/or closing cost assistance. Assistance is a 0% interest loan forgiven after 5 years if the employee remains employed with the Town. Assistance amounts are tiered by AMI, with up to $25,000 for those below 80% AMI. Property must be in Bluffton zip codes 29909 or 29910. Limited annual budget applies. Up to $25,000 forgivable DPA. 0% interest, no monthly payments. Forgiven after 5 years of employment. Can be used to buy down interest rate. Available to all income levels (tiered amounts). 资金来自Town of Bluffton。

CommunityWorks Town of Bluffton Employer Assisted Homebuyer Program提供最高$25,000的援助。 该项目要求购房者自付$1,000 minimum buyer contribution。 金额是该项目公布的上限，并非报价——具体每人的援助金额由CommunityWorks Carolina决定。

CommunityWorks Town of Bluffton Employer Assisted Homebuyer Program在5年后免除，因此住满这段时间的购房者无需偿还。 触发还款的情形：Separation from Town of Bluffton employment before 5-year term。 该援助以2nd顺位留置权登记。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

CommunityWorks Town of Bluffton Employer Assisted Homebuyer Program面向首次购房者和将房屋作为主要住所自住的购房者。 “首次购房者”通常指过去三年内未拥有房屋，但该项目有自己的定义。 须参加购房者教育课程，由Orientation/educational workshop (provider not specified)提供。 Employer-restricted to Town of Bluffton employees. Limited annual budget on first-come, first-served basis. Amount per employee per fiscal year subject to budgetary constraints. Note: Beaufort Memorial and Beaufort-area programs already in catalog — this is Town of Bluffton employees only.

CommunityWorks Town of Bluffton Employer Assisted Homebuyer Program将家庭收入限制在地区收入中位数的80%，该数值因县和家庭人数而异。 Tiered: up to $25,000 at <80% AMI; $20,000 at 80-119% AMI; $15,000 at 120-139% AMI; $10,000 at 140%+ AMI. Uses Beaufort County AMI (2025 4-person 80% AMI = $88,100). 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

CommunityWorks Town of Bluffton Employer Assisted Homebuyer Program可用于Single Family。 新建房屋不符合条件。 预制房屋不符合条件。

CommunityWorks Town of Bluffton Employer Assisted Homebuyer Program仅限Town of Bluffton (past initial probationary period, in good standing)的员工。 在此列出仅表示项目提到了该群体，并不表示仅凭群体身份即可使申请人符合条件——其余资格规则仍然适用。

CommunityWorks Town of Bluffton Employer Assisted Homebuyer Program服务于在Bluffton，South Carolina购房的购房者。 该项目针对特定区域：Bluffton zip codes 29909 and 29910 only。

CommunityWorks Town of Bluffton Employer Assisted Homebuyer Program的申请通过CommunityWorks Carolina办理，该机构在其网站上公布现行条款和申请步骤。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。