Northside Development Group Spartanburg Home Buyer Assistance

Northside Development Group Spartanburg Home Buyer Assistance是面向Spartanburg，South Carolina购房者的可免除贷款。 Place-based mixed-income revitalization program for the Northside neighborhood of Spartanburg. Up to $25,000 forgivable second over 10 years at 0% interest. The Northside Development Group (NDG) Spartanburg Home Buyer Assistance Program is a place-based mixed-income revitalization DPA program administered by Community Works in partnership with the Northside Development Group. The program supports homebuyers purchasing in the Northside neighborhood of Spartanburg, a former HUD Choice Neighborhoods initiative area. Up to $25,000 in DPA is structured as a 0%-interest forgivable second mortgage, deferred and forgiven over 10 years of continued owner-occupancy. Wide income band ($42,150-$191,400) supports both lower-income and market-rate buyers to advance the Northside mixed-income community plan. 资金来自Local、Philanthropy和CDFI。

Northside Development Group Spartanburg Home Buyer Assistance在10年后免除，因此住满这段时间的购房者无需偿还。 触发还款的情形：Forgiven over 10 years of continued owner-occupancy. Unforgiven balance due on sale, refinance, transfer, or non-owner-occupancy before 10 years. 该援助以2nd Lien顺位留置权登记。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

Northside Development Group Spartanburg Home Buyer Assistance面向将房屋作为主要住所自住的购房者。 关于信用，该项目说明：620 minimum representative FICO across all borrowers per Community Works underwriting guidelines. 须参加购房者教育课程，由Community Works HUD-approved homebuyer education and one-on-one counseling.提供。 居住要求：Property must be located within the Northside neighborhood of Spartanburg, SC and serve as borrower's principal residence. 公民身份或移民身份：U.S. citizen, permanent resident, or qualifying non-permanent resident alien per first-mortgage product overlays. Property must be located within the Northside neighborhood of Spartanburg, SC (Northside Development Group target area). Owner-occupied principal residence. Household income $42,150-$191,400 (mixed-income tier). 620 minimum FICO. HUD-approved homebuyer education required prior to closing. $1,000 minimum borrower contribution.

Northside Development Group Spartanburg Home Buyer Assistance将家庭收入限制在$191,400。 该限制适用于家庭总收入，而不仅是借款人的收入。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

Northside Development Group Spartanburg Home Buyer Assistance的房价上限如下：No CW-specific sales price cap; conforming loan limit applies via first-mortgage product. 符合条件的房屋类型包括Single-family detached, condominium, townhouse, PUD和manufactured home on permanent foundation per servicer overlays. 新建房屋符合条件。 预制房屋符合条件。

Northside Development Group Spartanburg Home Buyer Assistance在其服务群体中提到了退伍军人、现役军人、预备役人员和国民警卫队成员和遗属配偶。 在此列出仅表示项目提到了该群体，并不表示仅凭群体身份即可使申请人符合条件——其余资格规则仍然适用。

Northside Development Group Spartanburg Home Buyer Assistance服务于在Spartanburg，South Carolina购房的购房者。 该项目针对特定区域：Northside neighborhood of Spartanburg (former HUD Choice Neighborhoods initiative area).

Northside Development Group Spartanburg Home Buyer Assistance的申请通过管理该项目的机构办理，该机构在其网站上公布现行条款和申请步骤。 资金通过Application submitted directly to Community Works at time of pre-approval.预留。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。