Fixed Rate Plus Downpayment Assistance

Fixed Rate Plus Downpayment Assistance是面向Pierre，South Dakota购房者的静默第二贷款，由South Dakota Housing (SDHDA)管理。 SDHDA's Fixed Rate Plus loan provides downpayment and closing cost assistance equal to 3% or 5% of the first mortgage loan amount, as a 0% interest second mortgage with no monthly payments, due on sale or satisfaction, used with SDHDA's First-Time or Repeat Homebuyer first mortgage. 3% or 5% of the first mortgage loan amount toward downpayment and closing costs.

Fixed Rate Plus Downpayment Assistance为延期还款，在房屋出售、再融资或第一抵押贷款还清之前无需付款。 该援助以Second mortgage (subordinate to SDHDA first mortgage)顺位留置权登记。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

Fixed Rate Plus Downpayment Assistance面向将房屋作为主要住所自住的购房者。 须参加购房者教育课程。 Assistance amount published as a % of first mortgage; min credit score, max DTI, CLTV not published on public pages.

Fixed Rate Plus Downpayment Assistance的收入限制如下：Uses SDHDA First-Time/Repeat Homebuyer income limits (eff. 4/30/2025) by county and family size. Examples (2-or-less/3-or-more): Minnehaha/Lincoln $112,200/$129,030; Brown $105,400/$121,210; Pennington & all other $102,200/$117,530; Brookings $113,300/$130,295. Repeat/targeted: $122,640/$143,080. 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

Fixed Rate Plus Downpayment Assistance将房价上限设为$410,000。

Fixed Rate Plus Downpayment Assistance在其服务群体中提到了退伍军人、现役军人、预备役人员和国民警卫队成员、遗属配偶、美洲印第安人和阿拉斯加原住民购房者、教育工作者、执法人员、消防员、医护人员、残障购房者和第一代购房者。 在此列出仅表示项目提到了该群体，并不表示仅凭群体身份即可使申请人符合条件——其余资格规则仍然适用。

Fixed Rate Plus Downpayment Assistance服务于在Pierre，South Dakota购房的购房者。

Fixed Rate Plus Downpayment Assistance的申请通过South Dakota Housing (SDHDA)办理，该机构在其网站上公布现行条款和申请步骤。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。