本页面由机器翻译。英文版本为原文。
该项目要求
- 房屋作为主要住所自住
- Loan term: Section 502: up to 33 years. Home Mortgage Loan: up to 30 years.. Consumer loan program available only to enrolled tribal members and permanent residents of the Cheyenne River Sioux Reservation; financial literacy course and personal budget may be required. Section 502 income limits: $66,400 (1-4 person), $87,650 (5-8 person). Primarily a mortgage CDFI, not a standalone DPA grant; partners with SDNHOC for down payment assistance.
- 位于Dewey County的房屋
不适用于
- 收入超过$66,400的家庭
- Dewey County以外的房屋
这些是项目自己公布的规则，并非对任何个人的决定——实际谁符合条件由管理机构和贷款机构决定。
适用地区
Dewey County的房屋Dewey County的房屋，以及本项目接受的房屋
- 75.6% 独栋独栋住宅
- 2.5% 联排联排别墅
- 3% 2–4个单元2–4个单元
- 5.1% 5+个单元公寓和共管公寓楼（5+个单元）
- 13.9% 活动房屋及其他活动房屋及其他
勾选标记表示项目记录中列出的房屋类型。具体到您选择的房屋，由机构确认。
$69,600
Dewey County房屋价值中位数
54.8%
建于1980年之前
美国人口普查局（U.S. Census Bureau），ACS 2024 5年期。 进一步了解在Dewey County购房
如何申请
如何申请两个步骤，按此顺序
联系Four Bands Community Fund, Inc.预留资金
资金向提供方预留，视资金情况而定。
与办理该项目的贷款机构合作
Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。
关于本项目的问题
Four Bands Community Fund Home Mortgage and Section 502 Loan Program是什么？
Four Bands Community Fund Home Mortgage and Section 502 Loan Program是面向Eagle Butte，South Dakota购房者的第一抵押贷款，由Four Bands Community Fund, Inc.管理。 Four Bands Community Fund is a certified Native CDFI in Eagle Butte serving the Cheyenne River Sioux Reservation (Dewey and Ziebach Counties). It offers mortgage products including a USDA Section 502 relending mortgage for low-income borrowers and a Home Mortgage Loan to build or purchase a home on or off trust land. Homebuyers may complete a financial literacy course and develop a personal budget. Pairs with SDNHOC down payment assistance. Section 502 relending mortgage (low-income, up to 33-year term). Home Mortgage Loan (purchase/build on or off trust land, up to 30-year term). Construction and renovation loans also offered.
需要偿还吗？
Four Bands Community Fund Home Mortgage and Section 502 Loan Program是第一抵押贷款，按Four Bands Community Fund, Inc.设定的条款偿还。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。
谁符合条件？
Four Bands Community Fund Home Mortgage and Section 502 Loan Program面向将房屋作为主要住所自住的购房者。 Loan term: Section 502: up to 33 years. Home Mortgage Loan: up to 30 years.. Consumer loan program available only to enrolled tribal members and permanent residents of the Cheyenne River Sioux Reservation; financial literacy course and personal budget may be required. Section 502 income limits: $66,400 (1-4 person), $87,650 (5-8 person). Primarily a mortgage CDFI, not a standalone DPA grant; partners with SDNHOC for down payment assistance.
收入限制是多少？
Four Bands Community Fund Home Mortgage and Section 502 Loan Program将家庭收入限制在$66,400。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。
可用于哪类房屋？
Four Bands Community Fund Home Mortgage and Section 502 Loan Program可用于Single Family、Manufactured和Modular。 新建房屋符合条件。 预制房屋符合条件。
是否有针对特定群体的资格？
Four Bands Community Fund Home Mortgage and Section 502 Loan Program在其服务群体中提到了美洲印第安人和阿拉斯加原住民购房者。 在此列出仅表示项目提到了该群体，并不表示仅凭群体身份即可使申请人符合条件——其余资格规则仍然适用。
适用于哪些地区？
Four Bands Community Fund Home Mortgage and Section 502 Loan Program服务于在Eagle Butte，South Dakota购房的购房者。
如何申请？
Four Bands Community Fund Home Mortgage and Section 502 Loan Program的申请通过Four Bands Community Fund, Inc.办理，该机构在其网站上公布现行条款和申请步骤。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。
同样面向Dewey County购房者面向Dewey County购房者的其他项目
- South Dakota Native Homeownership Coalition Down Payment Assistance Program最高$10,000
- GROW South Dakota Down Payment & Closing Cost Assistance (DPCC)最高$7,500
- SD Housing Tax Credit (MCC)最高$2,000
两个项目能否结合使用，由各机构决定。申请前请先询问。
Dewey County的全部71个项目项目条款由Four Bands Community Fund, Inc.设定，并可能变化；申请前请在官方网站上确认。