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本页面由机器翻译。英文版本为原文。

县级项目延期

NeighborWorks Dakota Home Resources Down Payment and Closing Costs Loan Program

NeighborWorks Dakota Home Resources Down Payment and Closing Costs Loan Program是面向Deadwood,South Dakota购房者的延期第二贷款,由NeighborWorks Dakota Home Resources管理。

最近核实于来源:NeighborWorks Dakota Home Resources

该项目要求

  • Eligibility by household income and family size (up to 115% AMI; up to 150% AMI for first responders, teachers, firefighters, police). Loan terms/conditions/availability subject to change; site directs applicants to call for current details.
  • 位于Lawrence County的房屋

不适用于

  • 收入超过地区收入中位数115%的家庭
  • Lawrence County以外的房屋

这些是项目自己公布的规则,并非对任何个人的决定——实际谁符合条件由管理机构和贷款机构决定。

收入限制

115% Lawrence County地区收入中位数的比例

HUD每年设定地区收入中位数。限额随家庭人数变化,因此五口之家的限额高于单身购房者。

$97,000
地区收入中位数,4人家庭(HUD,2026)

适用地区

Lawrence County的房屋

  • 64.6% 独栋
  • 5% 联排
  • 6.2% 2–4个单元
  • 14.6% 5+个单元
  • 9.5% 活动房屋及其他

$346,500

Lawrence County房屋价值中位数

42.2%

建于1980年之前

美国人口普查局(U.S. Census Bureau),ACS 2024 5年期。 进一步了解在Lawrence County购房

如何申请

  1. 联系NeighborWorks Dakota Home Resources预留资金

    资金向提供方预留,视资金情况而定。

  2. 与办理该项目的贷款机构合作

    Hey Prescott不是贷款机构,也不受理申请;本页介绍该项目,方便购房者向贷款机构或住房咨询师咨询。

关于本项目的问题

NeighborWorks Dakota Home Resources Down Payment and Closing Costs Loan Program是什么?

NeighborWorks Dakota Home Resources Down Payment and Closing Costs Loan Program是面向Deadwood,South Dakota购房者的延期第二贷款,由NeighborWorks Dakota Home Resources管理。 NeighborWorks Dakota Home Resources, a HUD-approved housing counseling agency and NeighborWorks America affiliate in Deadwood serving western South Dakota (including the Rapid City / Black Hills area), offers Down Payment and Closing Costs Loans to help income-eligible households buy a home. Both deferred (no payments, no interest) and payable (interest and monthly payments) loan structures are offered. Down payment and closing cost assistance loans (deferred or payable structures). Free HUD-certified housing counseling and homebuyer education.

需要偿还吗?

NeighborWorks Dakota Home Resources Down Payment and Closing Costs Loan Program为延期还款,在房屋出售、再融资或第一抵押贷款还清之前无需付款。 免除和还款条款由项目设定,并可能变化——申请前请在项目官方网页上确认。

谁符合条件?

NeighborWorks Dakota Home Resources Down Payment and Closing Costs Loan Program通过NeighborWorks Dakota Home Resources设定资格规则,并不限于首次购房者申请。 Eligibility by household income and family size (up to 115% AMI; up to 150% AMI for first responders, teachers, firefighters, police). Loan terms/conditions/availability subject to change; site directs applicants to call for current details.

收入限制是多少?

NeighborWorks Dakota Home Resources Down Payment and Closing Costs Loan Program将家庭收入限制在地区收入中位数的115%,该数值因县和家庭人数而异。 Eligibility by household income and family size: up to 115% AMI for the county, or up to 150% AMI for first responders, teachers, firefighters, and police. 地区收入中位数由HUD公布并每年更新,因此在依据某个数字之前,请查看该县的最新表格。

是否有针对特定群体的资格?

NeighborWorks Dakota Home Resources Down Payment and Closing Costs Loan Program在其服务群体中提到了教育工作者、执法人员和消防员。 在此列出仅表示项目提到了该群体,并不表示仅凭群体身份即可使申请人符合条件——其余资格规则仍然适用。

适用于哪些地区?

NeighborWorks Dakota Home Resources Down Payment and Closing Costs Loan Program服务于在Deadwood,South Dakota购房的购房者。

如何申请?

NeighborWorks Dakota Home Resources Down Payment and Closing Costs Loan Program的申请通过NeighborWorks Dakota Home Resources办理,该机构在其网站上公布现行条款和申请步骤。 Hey Prescott不是贷款机构,也不受理申请;本页介绍该项目,方便购房者向贷款机构或住房咨询师咨询。

项目条款由NeighborWorks Dakota Home Resources设定,并可能变化;申请前请在官方网站上确认。