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本页面由机器翻译。英文版本为原文。

市级项目可免除

Public Safety Down Payment Assistance Program

Public Safety Down Payment Assistance Program是面向Sioux Falls,South Dakota购房者的可免除贷款,由City of Sioux Falls管理。

最近核实于来源:City of Sioux Falls

该项目要求

  • 房屋作为主要住所自住
  • Restricted to full-time certified law enforcement/firefighters with >=1 yr service; income limits not published (occupation/neighborhood-based). Eligible neighborhood list referenced but not enumerated online.
  • 位于Sioux Falls市界内的房屋

不适用于

  • 超过$340,000房价上限的购房
  • Sioux Falls以外的房屋

这些是项目自己公布的规则,并非对任何个人的决定——实际谁符合条件由管理机构和贷款机构决定。

适用地区

Sioux Falls的房屋

  • 52.1% 独栋
  • 8.5% 联排
  • 5.9% 2–4个单元
  • 30% 5+个单元
  • 3.5% 活动房屋及其他

$292,400

Sioux Falls房屋价值中位数

35.3%

建于1980年之前

美国人口普查局(U.S. Census Bureau),ACS 2024 5年期。 进一步了解在Sioux Falls购房

如何申请

  1. 联系City of Sioux Falls预留资金

    资金向提供方预留,视资金情况而定。

  2. 与办理该项目的贷款机构合作

    Hey Prescott不是贷款机构,也不受理申请;本页介绍该项目,方便购房者向贷款机构或住房咨询师咨询。

关于本项目的问题

Public Safety Down Payment Assistance Program是什么?

Public Safety Down Payment Assistance Program是面向Sioux Falls,South Dakota购房者的可免除贷款,由City of Sioux Falls管理。 Forgivable-loan downpayment and closing-cost assistance for full-time certified law enforcement officers and firefighters to buy and occupy a home in designated at-risk Sioux Falls neighborhoods, to stabilize and promote safety. Up to $20,000 or 20% of the purchase price, whichever is less, toward down payment, closing costs, and prepaid items. 资金来自City of Sioux Falls。

提供多少援助?

Public Safety Down Payment Assistance Program提供最高$20,000的援助。 金额是该项目公布的上限,并非报价——具体每人的援助金额由City of Sioux Falls决定。

需要偿还吗?

Public Safety Down Payment Assistance Program在5年后免除,因此住满这段时间的购房者无需偿还。 触发还款的情形:Due (principal, no interest) if within 5 years the home is sold/conveyed, relinquished, no longer occupied, public-safety employment is terminated, or the agreement is terminated for noncompliance. Fully forgiven after 5 years. 该援助以Second mortgage (inferior to primary lender's first mortgage)顺位留置权登记。 免除和还款条款由项目设定,并可能变化——申请前请在项目官方网页上确认。

谁符合条件?

Public Safety Down Payment Assistance Program面向将房屋作为主要住所自住的购房者。 Restricted to full-time certified law enforcement/firefighters with >=1 yr service; income limits not published (occupation/neighborhood-based). Eligible neighborhood list referenced but not enumerated online.

可用于哪类房屋?

Public Safety Down Payment Assistance Program将房价上限设为$340,000。

是否有针对特定群体的资格?

Public Safety Down Payment Assistance Program在其服务群体中提到了执法人员和消防员。 在此列出仅表示项目提到了该群体,并不表示仅凭群体身份即可使申请人符合条件——其余资格规则仍然适用。

适用于哪些地区?

Public Safety Down Payment Assistance Program服务于在Sioux Falls,South Dakota购房的购房者。

如何申请?

Public Safety Down Payment Assistance Program的申请通过City of Sioux Falls办理,该机构在其网站上公布现行条款和申请步骤。 Hey Prescott不是贷款机构,也不受理申请;本页介绍该项目,方便购房者向贷款机构或住房咨询师咨询。

项目条款由City of Sioux Falls设定,并可能变化;申请前请在官方网站上确认。