本页面由机器翻译。英文版本为原文。
该项目要求
- 房屋作为主要住所自住
- Restricted to full-time certified law enforcement/firefighters with >=1 yr service; income limits not published (occupation/neighborhood-based). Eligible neighborhood list referenced but not enumerated online.
- 位于Sioux Falls市界内的房屋
不适用于
- 超过$340,000房价上限的购房
- Sioux Falls以外的房屋
这些是项目自己公布的规则,并非对任何个人的决定——实际谁符合条件由管理机构和贷款机构决定。
适用地区
Sioux Falls的房屋Sioux Falls的房屋
- 52.1% 独栋独栋住宅
- 8.5% 联排联排别墅
- 5.9% 2–4个单元2–4个单元
- 30% 5+个单元公寓和共管公寓楼(5+个单元)
- 3.5% 活动房屋及其他活动房屋及其他
$292,400
Sioux Falls房屋价值中位数
35.3%
建于1980年之前
美国人口普查局(U.S. Census Bureau),ACS 2024 5年期。 进一步了解在Sioux Falls购房
如何申请
如何申请两个步骤,按此顺序
联系City of Sioux Falls预留资金
资金向提供方预留,视资金情况而定。
与办理该项目的贷款机构合作
Hey Prescott不是贷款机构,也不受理申请;本页介绍该项目,方便购房者向贷款机构或住房咨询师咨询。
关于本项目的问题
Public Safety Down Payment Assistance Program是什么?
Public Safety Down Payment Assistance Program是面向Sioux Falls,South Dakota购房者的可免除贷款,由City of Sioux Falls管理。 Forgivable-loan downpayment and closing-cost assistance for full-time certified law enforcement officers and firefighters to buy and occupy a home in designated at-risk Sioux Falls neighborhoods, to stabilize and promote safety. Up to $20,000 or 20% of the purchase price, whichever is less, toward down payment, closing costs, and prepaid items. 资金来自City of Sioux Falls。
提供多少援助?
Public Safety Down Payment Assistance Program提供最高$20,000的援助。 金额是该项目公布的上限,并非报价——具体每人的援助金额由City of Sioux Falls决定。
需要偿还吗?
Public Safety Down Payment Assistance Program在5年后免除,因此住满这段时间的购房者无需偿还。 触发还款的情形:Due (principal, no interest) if within 5 years the home is sold/conveyed, relinquished, no longer occupied, public-safety employment is terminated, or the agreement is terminated for noncompliance. Fully forgiven after 5 years. 该援助以Second mortgage (inferior to primary lender's first mortgage)顺位留置权登记。 免除和还款条款由项目设定,并可能变化——申请前请在项目官方网页上确认。
谁符合条件?
Public Safety Down Payment Assistance Program面向将房屋作为主要住所自住的购房者。 Restricted to full-time certified law enforcement/firefighters with >=1 yr service; income limits not published (occupation/neighborhood-based). Eligible neighborhood list referenced but not enumerated online.
可用于哪类房屋?
Public Safety Down Payment Assistance Program将房价上限设为$340,000。
是否有针对特定群体的资格?
Public Safety Down Payment Assistance Program在其服务群体中提到了执法人员和消防员。 在此列出仅表示项目提到了该群体,并不表示仅凭群体身份即可使申请人符合条件——其余资格规则仍然适用。
适用于哪些地区?
Public Safety Down Payment Assistance Program服务于在Sioux Falls,South Dakota购房的购房者。
如何申请?
Public Safety Down Payment Assistance Program的申请通过City of Sioux Falls办理,该机构在其网站上公布现行条款和申请步骤。 Hey Prescott不是贷款机构,也不受理申请;本页介绍该项目,方便购房者向贷款机构或住房咨询师咨询。
同样面向Sioux Falls购房者面向Sioux Falls购房者的其他项目
- South Dakota Native Homeownership Coalition Down Payment Assistance Program最高$10,000
- GROW South Dakota Down Payment & Closing Cost Assistance (DPCC)最高$7,500
- SD Housing Tax Credit (MCC)最高$2,000
两个项目能否结合使用,由各机构决定。申请前请先询问。
Sioux Falls的全部71个项目项目条款由City of Sioux Falls设定,并可能变化;申请前请在官方网站上确认。