USDA Section 502 Direct Single Family Housing Loan (South Dakota)

USDA Section 502 Direct Single Family Housing Loan (South Dakota)是面向Huron，South Dakota购房者的第一抵押贷款，由USDA Rural Development - South Dakota State Office管理。 The USDA Section 502 Direct Loan Program assists low- and very-low-income applicants in obtaining decent, safe, and sanitary housing in eligible rural areas of South Dakota by providing up to 100% financing (typically no down payment) plus a 'payment assistance' subsidy that temporarily reduces the mortgage payment based on adjusted family income. South Dakota participates in the Section 502 manufactured-housing and self-help pilots. Up to 100% financing, typically no down payment. Payment-assistance subsidy reduces the effective rate to as low as 1%. Loan terms up to 33 years (38 in some very-low-income cases).

USDA Section 502 Direct Single Family Housing Loan (South Dakota)是第一抵押贷款，按USDA Rural Development - South Dakota State Office设定的条款偿还。 触发还款的情形：Payment subsidy subject to recapture: repay all or part when title transfers or borrower no longer occupies the dwelling. 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

USDA Section 502 Direct Single Family Housing Loan (South Dakota)面向将房屋作为主要住所自住的购房者。 Loan term: Up to 33 years (up to 38 years for some very-low-income borrowers).. Adjusted income at/below the area low-income limit; property in an eligible rural area and modest in size; primary residence; willingness/ability to repay; generally unable to obtain a loan elsewhere. Payment subsidy subject to recapture.

USDA Section 502 Direct Single Family Housing Loan (South Dakota)的收入限制如下：Adjusted household income at/below the applicable area low-income limit (limits vary by SD county and household size per USDA income-limit tables). 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

USDA Section 502 Direct Single Family Housing Loan (South Dakota)的房价上限如下：Property must be modest in size for the area and within USDA loan limits; no single statewide purchase-price cap. 符合条件的房屋类型包括Single Family。 新建房屋符合条件。 预制房屋符合条件。

USDA Section 502 Direct Single Family Housing Loan (South Dakota)服务于在Huron，South Dakota购房的购房者。

USDA Section 502 Direct Single Family Housing Loan (South Dakota)的申请通过USDA Rural Development - South Dakota State Office办理，该机构在其网站上公布现行条款和申请步骤。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。