Hope Credit Union Affordable Home Program (TN)

Hope Credit Union Affordable Home Program (TN)是面向Memphis，Tennessee购房者的第一抵押贷款，由Hope Credit Union管理。 Hope Credit Union's Affordable Home Program provides 100% financing (no down payment) on mortgages up to $350,000, or 97% financing (3% down) up to $425,000, with no PMI. Designed for low-to-moderate income borrowers in underserved communities. Alternative/nontraditional credit accepted; medical collections not counted. Income limits up to 120% AMI in non-target areas; no income limits in designated target areas. Available at Hope CU's 4 Memphis-area Tennessee branches. 0% down payment option. No PMI. Credit score as low as 580. Nontraditional credit accepted. Medical collections excluded. Income limits up to 120% AMI. 资金来自Hope Credit Union / CDFI / private capital。

Hope Credit Union Affordable Home Program (TN)提供最高$425,000的援助。 援助档次：100% financing up to $350,000; 97% financing (3% down) up to $425,000。 该项目要求购房者自付0% down for loans up to $350,000; 3% down for loans up to $425,000。 该项目可与其他援助结合使用，但须遵守各项目的规定。 金额是该项目公布的上限，并非报价——具体每人的援助金额由Hope Credit Union决定。

Hope Credit Union Affordable Home Program (TN)是第一抵押贷款，按Hope Credit Union设定的条款偿还。 该援助以First顺位留置权登记。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

Hope Credit Union Affordable Home Program (TN)面向将房屋作为主要住所自住的购房者。 关于信用，该项目说明：Minimum credit score 580; nontraditional/alternative credit accepted (3 lines verified credit over 12 months); medical collections not counted against borrower。 须参加购房者教育课程，由Homebuyer education required; specifics at Hope CU discretion提供。 居住要求：Must have membership eligibility at Hope Credit Union; TN branches in Memphis。

Hope Credit Union Affordable Home Program (TN)将家庭收入限制在地区收入中位数的120%，该数值因县和家庭人数而异。 Up to 120% AMI in non-target areas; no income limits in designated target areas. 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

Hope Credit Union Affordable Home Program (TN)将房价上限设为$425,000。 符合条件的房屋类型包括Single Family、Condo和Townhouse。 新建房屋不符合条件。 预制房屋不符合条件。

Hope Credit Union Affordable Home Program (TN)服务于在Memphis，Tennessee购房的购房者。 该项目针对特定区域：Primarily serves Deep South underserved communities; TN coverage centered on Memphis metro area through 4 branch locations。

Hope Credit Union Affordable Home Program (TN)的申请通过Hope Credit Union办理，该机构在其网站上公布现行条款和申请步骤。 资金通过Apply directly through Hope CU branch or online预留。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。