Rise Up Program (Memphis & West Tennessee)

Rise Up Program (Memphis & West Tennessee)是面向Memphis，Tennessee购房者的补助金，由United Housing, Inc. (in partnership with Federal Home Loan Bank of Cincinnati)管理。 The Rise Up Program, a partnership between United Housing, Inc. and the Federal Home Loan Bank of Cincinnati, provides grants of up to $25,000 to first-time, first-generation homebuyers in Memphis and West Tennessee. Funds may be used for down payment, closing costs, or principal reduction with no fees or repayment. Up to $2 million was made available beginning August 2025 on a first-come, first-served basis through FHLB Cincinnati member lenders. Up to $25,000 grant. No repayment required. Down payment, closing costs, or principal reduction. No fees. Targets first-generation homebuyers. 资金来自Federal Home Loan Bank of Cincinnati (Rise Up Program); administered locally by United Housing, Inc.

Rise Up Program (Memphis & West Tennessee)提供最高$25,000的援助。 购房者自付部分：Buyer must contribute at least $500 of their own money. 金额是该项目公布的上限，并非报价——具体每人的援助金额由United Housing, Inc. (in partnership with Federal Home Loan Bank of Cincinnati)决定。

Rise Up Program (Memphis & West Tennessee)属于补助金，因此无需偿还。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

Rise Up Program (Memphis & West Tennessee)面向首次购房者和将房屋作为主要住所自住的购房者。 “首次购房者”通常指过去三年内未拥有房屋，但该项目有自己的定义。 须参加购房者教育课程，由United Housing, Inc. HUD-approved homebuyer education.提供。 居住要求：Property in Memphis or West Tennessee. Must be first-time AND first-generation. Income <=120% county HUD limit. HUD-approved homebuyer education. Min $500 own funds. Through an FHLB Cincinnati member institution. First-come, first-served from a capped $2M pool - confirm remaining funds. Credit/DTI/lien/recapture not published.

Rise Up Program (Memphis & West Tennessee)将家庭收入限制在地区收入中位数的120%，该数值因县和家庭人数而异。 Household income at or below 120% of the HUD income limit for the buyer's county (Memphis and West Tennessee). Exact 4-person dollar figure not published. 该限制适用于家庭总收入，而不仅是借款人的收入。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

Rise Up Program (Memphis & West Tennessee)可用于Single Family。

Rise Up Program (Memphis & West Tennessee)在其服务群体中提到了第一代购房者。 在此列出仅表示项目提到了该群体，并不表示仅凭群体身份即可使申请人符合条件——其余资格规则仍然适用。

Rise Up Program (Memphis & West Tennessee)服务于在Memphis，Tennessee购房的购房者。

Rise Up Program (Memphis & West Tennessee)的申请通过United Housing, Inc. (in partnership with Federal Home Loan Bank of Cincinnati)办理，该机构在其网站上公布现行条款和申请步骤。 资金通过First-come, first-served via FHLB Cincinnati member lender.预留。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。