United Housing Cherry Mortgage

United Housing Cherry Mortgage是面向Memphis，Tennessee购房者的第一抵押贷款，由United Housing Inc.管理。 United Housing Inc.'s Cherry Mortgage is a proprietary 30-year fixed rate first mortgage product for low-to-moderate income homebuyers in the Memphis area. Maximum loan amount is $150,000 with a 1% minimum down payment. Requires credit score of 600+, max DTI of 42%, and 24 months employment history. Deferred student loans (12+ months deferment) excluded from DTI. Homebuyer education required. Separate from and in addition to the Rise Up DPA program. 30-year fixed rate. Low 1% down payment. Student loan DTI exclusion. Accessible credit requirements. 资金来自United Housing Inc. / CDFI capital。

United Housing Cherry Mortgage提供最高$150,000的援助。 该项目要求购房者自付1% minimum down payment。 该项目可与其他援助结合使用，但须遵守各项目的规定。 金额是该项目公布的上限，并非报价——具体每人的援助金额由United Housing Inc.决定。

United Housing Cherry Mortgage是第一抵押贷款，按United Housing Inc.设定的条款偿还。 该援助以First顺位留置权登记。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

United Housing Cherry Mortgage面向将房屋作为主要住所自住的购房者。 关于信用，该项目说明：Minimum credit score 600。 须参加购房者教育课程，由Homebuyer education required; UHI can provide or connect to HUD-approved course提供。 居住要求：Owner-occupied primary residence in service area。

United Housing Cherry Mortgage的收入限制如下：No published income limits; owner-occupied primary residence required。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

United Housing Cherry Mortgage的房价上限如下：Maximum loan amount $150,000; for properties requiring DPA above $150,000, UHI refers to Patriot Bank and First Citizens Bank。 符合条件的房屋类型包括Single Family、Condo和Townhouse。 新建房屋不符合条件。 预制房屋不符合条件。

United Housing Cherry Mortgage服务于在Memphis，Tennessee购房的购房者。 该项目针对特定区域：Memphis metro area, Shelby County TN。

United Housing Cherry Mortgage的申请通过United Housing Inc.办理，该机构在其网站上公布现行条款和申请步骤。 资金通过Apply directly with United Housing Inc.预留。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。