Memphis Homebuyer Program Incentive Firemen (HIPF)

Memphis Homebuyer Program Incentive Firemen (HIPF)是面向Memphis，Tennessee购房者的可免除贷款，由City of Memphis Division of Housing & Community Development (HCD)管理。 The City of Memphis HCD Homebuyer Program Incentive Firemen (HIPF) provides down payment and closing cost assistance to front-line firefighters with the City of Memphis Fire Department who have at least one year of service. Assistance is a forgivable, deferred-payment loan not exceeding $25,000 or 10% of the sales price, secured by a five-year lien with no monthly payments and no income limit. Firefighters may purchase anywhere within Memphis city limits. Up to $25,000 or 10% of sales price. 0% interest, no monthly payments. Forgiven after 5 years. No income limit. Citywide purchase area. Dedicated to firefighters. 资金来自City of Memphis HCD.

Memphis Homebuyer Program Incentive Firemen (HIPF)提供最高$25,000的援助。 金额是该项目公布的上限，并非报价——具体每人的援助金额由City of Memphis Division of Housing & Community Development (HCD)决定。

Memphis Homebuyer Program Incentive Firemen (HIPF)在5年后免除，因此住满这段时间的购房者无需偿还。 触发还款的情形：Sale, transfer, or failure to maintain as primary residence before the 5-year lien term is satisfied. 该援助以Second顺位留置权登记。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

Memphis Homebuyer Program Incentive Firemen (HIPF)面向将房屋作为主要住所自住的购房者。 居住要求：Within Memphis city limits (may purchase anywhere in the city). Front-line City of Memphis firefighter for minimum one year. Owner-occupied; 5-year lien. Through the first mortgage lender. Price limits are 2023 HUD figures; confirm current. FTHB, credit score, DTI not specified.

Memphis Homebuyer Program Incentive Firemen (HIPF)的收入限制如下：No income limit. 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

Memphis Homebuyer Program Incentive Firemen (HIPF)将房价上限设为$350,000。 符合条件的房屋类型包括Single Family。 新建房屋符合条件。

Memphis Homebuyer Program Incentive Firemen (HIPF)在其服务群体中提到了消防员。 在此列出仅表示项目提到了该群体，并不表示仅凭群体身份即可使申请人符合条件——其余资格规则仍然适用。

Memphis Homebuyer Program Incentive Firemen (HIPF)服务于在Memphis，Tennessee购房的购房者。

Memphis Homebuyer Program Incentive Firemen (HIPF)的申请通过City of Memphis Division of Housing & Community Development (HCD)办理，该机构在其网站上公布现行条款和申请步骤。 资金通过Application made through the first mortgage lender.预留。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。