看看您可能符合哪些条件

本页面由机器翻译。英文版本为原文。

市级项目可免除

Memphis Homebuyer Program Incentive Police (HIPP)

Memphis Homebuyer Program Incentive Police (HIPP)是面向Memphis,Tennessee购房者的可免除贷款,由City of Memphis Division of Housing & Community Development (HCD)管理。

最近核实于来源:City of Memphis Division of Housing & Community Development (HCD)

该项目要求

  • 房屋作为主要住所自住
  • 居住要求:Within Memphis city limits (may purchase anywhere in the city).
  • Uniformed City of Memphis Police officer for minimum one year. Owner-occupied; 5-year lien. Through the first mortgage lender. Price limits are 2023 HUD figures; confirm current. FTHB, credit score, DTI not specified.
  • 位于Memphis市界内的房屋

不适用于

  • 超过$350,000房价上限的购房
  • Memphis以外的房屋

这些是项目自己公布的规则,并非对任何个人的决定——实际谁符合条件由管理机构和贷款机构决定。

适用地区

Memphis的房屋

  • 59.5% 独栋
  • 5.1% 联排
  • 8.7% 2–4个单元
  • 25.5% 5+个单元
  • 1.2% 活动房屋及其他

勾选标记表示项目记录中列出的房屋类型。具体到您选择的房屋,由机构确认。

$169,000

Memphis房屋价值中位数

67%

建于1980年之前

美国人口普查局(U.S. Census Bureau),ACS 2024 5年期。 进一步了解在Memphis购房

如何申请

  1. 联系City of Memphis Division of Housing & Community Development (HCD)预留资金

    资金通过Application made through the first mortgage lender.预留,视资金情况而定。

  2. 与办理该项目的贷款机构合作

    Hey Prescott不是贷款机构,也不受理申请;本页介绍该项目,方便购房者向贷款机构或住房咨询师咨询。

关于本项目的问题

Memphis Homebuyer Program Incentive Police (HIPP)是什么?

Memphis Homebuyer Program Incentive Police (HIPP)是面向Memphis,Tennessee购房者的可免除贷款,由City of Memphis Division of Housing & Community Development (HCD)管理。 The City of Memphis HCD Homebuyer Program Incentive Police (HIPP) provides down payment and closing cost assistance to uniformed City of Memphis Police Department officers with at least one year of service. Assistance is a forgivable, deferred-payment loan not exceeding $25,000 or 10% of the sales price, secured by a five-year lien with no monthly payments and no income limit. Officers may purchase anywhere within Memphis city limits. Up to $25,000 or 10% of sales price. 0% interest, no monthly payments. Forgiven after 5 years. No income limit. Citywide purchase area. Dedicated to police officers. 资金来自City of Memphis HCD.

提供多少援助?

Memphis Homebuyer Program Incentive Police (HIPP)提供最高$25,000的援助。 金额是该项目公布的上限,并非报价——具体每人的援助金额由City of Memphis Division of Housing & Community Development (HCD)决定。

需要偿还吗?

Memphis Homebuyer Program Incentive Police (HIPP)在5年后免除,因此住满这段时间的购房者无需偿还。 触发还款的情形:Sale, transfer, or failure to maintain as primary residence before the 5-year lien term is satisfied. 该援助以Second顺位留置权登记。 免除和还款条款由项目设定,并可能变化——申请前请在项目官方网页上确认。

谁符合条件?

Memphis Homebuyer Program Incentive Police (HIPP)面向将房屋作为主要住所自住的购房者。 居住要求:Within Memphis city limits (may purchase anywhere in the city). Uniformed City of Memphis Police officer for minimum one year. Owner-occupied; 5-year lien. Through the first mortgage lender. Price limits are 2023 HUD figures; confirm current. FTHB, credit score, DTI not specified.

收入限制是多少?

Memphis Homebuyer Program Incentive Police (HIPP)的收入限制如下:No income limit. 地区收入中位数由HUD公布并每年更新,因此在依据某个数字之前,请查看该县的最新表格。

可用于哪类房屋?

Memphis Homebuyer Program Incentive Police (HIPP)将房价上限设为$350,000。 符合条件的房屋类型包括Single Family。 新建房屋符合条件。

是否有针对特定群体的资格?

Memphis Homebuyer Program Incentive Police (HIPP)在其服务群体中提到了执法人员。 在此列出仅表示项目提到了该群体,并不表示仅凭群体身份即可使申请人符合条件——其余资格规则仍然适用。

适用于哪些地区?

Memphis Homebuyer Program Incentive Police (HIPP)服务于在Memphis,Tennessee购房的购房者。

如何申请?

Memphis Homebuyer Program Incentive Police (HIPP)的申请通过City of Memphis Division of Housing & Community Development (HCD)办理,该机构在其网站上公布现行条款和申请步骤。 资金通过Application made through the first mortgage lender.预留。 Hey Prescott不是贷款机构,也不受理申请;本页介绍该项目,方便购房者向贷款机构或住房咨询师咨询。

项目条款由City of Memphis Division of Housing & Community Development (HCD)设定,并可能变化;申请前请在官方网站上确认。