First Time Home Buyer Program - HOME

First Time Home Buyer Program - HOME是面向Wichita Falls，Texas购房者的可免除贷款。 Wichita Falls HOME-funded FTHB DPA up to $14,500 forgivable second; 0%, 5-yr forgiveness; max purchase $209K; 80% AMI Wichita County. City of Wichita Falls' First Time Home Buyer Program (HOME-funded) provides up to $14,500 in down payment and closing cost assistance for FTHBs within Wichita Falls city limits. Structured as a deferred 0% forgivable second mortgage with 5-year forgiveness. Maximum purchase price $209,000. 资金来自Local和HOME。

First Time Home Buyer Program - HOME在5年后免除，因此住满这段时间的购房者无需偿还。 触发还款的情形：20% per year forgiveness over 5 years和pro-rata recapture during HOME affordability period. 该援助以2nd Lien顺位留置权登记。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

First Time Home Buyer Program - HOME面向首次购房者和将房屋作为主要住所自住的购房者。 此处的“首次”有例外情况：FTHB waived for displaced homemakers. 关于信用，该项目说明：620 minimum FICO. 须参加购房者教育课程，由HUD-approved 8-hour homebuyer education required.提供。 居住要求：Property within Wichita Falls city limits. 公民身份或移民身份：U.S. citizen, permanent resident, or qualifying non-permanent resident alien per HOME. FTHB required. Property within Wichita Falls city limits. Income <=80% AMI Wichita Falls MSA ($45,600-$85,950 by HH size). Maximum purchase $209,000. 620 FICO. HUD-approved 8-hour education. $500 borrower investment. Owner-occupancy required. HQS inspection. HOME affordability period.

First Time Home Buyer Program - HOME将家庭收入限制在地区收入中位数的80%，该数值因县和家庭人数而异。 <=80% AMI Wichita Falls MSA: $45,600 (1-person) to $85,950 (8-person) HH size. 该限制适用于家庭总收入，而不仅是借款人的收入。 该项目列出的最大家庭人数为8。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

First Time Home Buyer Program - HOME将房价上限设为$209,000。 符合条件的房屋类型包括Single-family detached, townhouse, condominium, PUD. 新建房屋符合条件。 预制房屋不符合条件。

First Time Home Buyer Program - HOME在其服务群体中提到了退伍军人、现役军人、预备役人员和国民警卫队成员和遗属配偶。 在此列出仅表示项目提到了该群体，并不表示仅凭群体身份即可使申请人符合条件——其余资格规则仍然适用。

First Time Home Buyer Program - HOME服务于在Wichita Falls，Texas购房的购房者。

First Time Home Buyer Program - HOME的申请通过管理该项目的机构办理，该机构在其网站上公布现行条款和申请步骤。 资金通过Apply through City of Wichita Falls Neighborhood Resources.预留。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。