Wichita Falls First Time Home Buyer Program

Wichita Falls First Time Home Buyer Program是面向Wichita Falls，Texas购房者的补助金。 The City of Wichita Falls First Time Home Buyer Program provides $7,000–$10,000 as a deferred, non-interest-bearing loan for down payment, closing costs, or principal reduction. The loan is forgiven in annual increments over 5 years as long as the home remains the buyer's primary residence. Buyers must qualify for a standard fixed-rate mortgage. Up to $10,000. Deferred forgivable loan. No interest. Forgiven after 5 years of occupancy. Annual forgiveness on each anniversary of closing. 资金来自Federal (HOME)。

Wichita Falls First Time Home Buyer Program属于补助金，因此无需偿还。 触发还款的情形：Sale、Lease、Refinance、No Longer Primary和Foreclosure。 该援助以2nd Lien顺位留置权登记。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

Wichita Falls First Time Home Buyer Program面向首次购房者和将房屋作为主要住所自住的购房者。 “首次购房者”通常指过去三年内未拥有房屋，但该项目有自己的定义。 公民身份或移民身份：yes。

Wichita Falls First Time Home Buyer Program将家庭收入限制在地区收入中位数的80%，该数值因县和家庭人数而异。 Low-to-moderate income; 1-person up to ~$47,600, family of 4 up to ~$68,000. 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

Wichita Falls First Time Home Buyer Program将房价上限设为$209,000。 符合条件的房屋类型包括Single-family。 新建房屋符合条件。

Wichita Falls First Time Home Buyer Program服务于在Wichita Falls，Texas购房的购房者。

Wichita Falls First Time Home Buyer Program的申请通过管理该项目的机构办理，该机构在其网站上公布现行条款和申请步骤。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。