Down Payment Assistance

Down Payment Assistance是面向West Jordan，Utah购房者的补助金。 West Jordan City's Down Payment Assistance grant for first-time homebuyers (higher income tier) provides ~$10,000 in DPA for primary-residence purchases in West Jordan City. 5-year affordability period; grant forgiven on continued occupancy. Down payment assistance grant up to ~$10,000 for income-eligible first-time homebuyers purchasing a primary residence in West Jordan City. Income range $64,700-$122,000 (up to ~100% AMI for Salt Lake County). 5-year occupancy/affordability period. grant forgiven if borrower stays. 资金来自Local、HOME和CDBG。

Down Payment Assistance提供最高$10,000的援助。 购房者自付部分：Minimum $1,000 borrower contribution。 该项目可与其他援助结合使用，但须遵守各项目的规定。 金额是该项目公布的上限，并非报价——具体每人的援助金额由管理该项目的机构决定。

Down Payment Assistance属于补助金，因此无需偿还。 触发还款的情形：Forgiven over 5-year affordability period和due on sale, refinance, or non-occupancy。 该援助以Grant - secured by 5-year affordability lien顺位留置权登记。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

Down Payment Assistance面向首次购房者和将房屋作为主要住所自住的购房者。 “首次购房者”通常指过去三年内未拥有房屋，但该项目有自己的定义。 关于信用，该项目说明：Per first-mortgage lender。 须参加购房者教育课程，由HUD-approved homebuyer education required (CDCU, NeighborWorks).提供。 居住要求：Property must be in West Jordan City。 公民身份或移民身份：Per HOME/CDBG eligible-status rules。 First-time homebuyer (no primary-residence ownership in last 3 years). Household income $64,700-$122,000 by household size (up to ~100% AMI Salt Lake County). Property must be in West Jordan City. Minimum $1,000 borrower contribution. Must complete HUD-approved homebuyer education. 5-year affordability period.

Down Payment Assistance将家庭收入限制在地区收入中位数的100%，该数值因县和家庭人数而异。 Income range $64,700-$122,000 by household size; up to ~100% AMI for Salt Lake County HUD limits. 该限制适用于家庭总收入，而不仅是借款人的收入。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

Down Payment Assistance的房价上限如下：Per HOME-program purchase price limit if HOME-funded. 符合条件的房屋类型包括Single-family detached, townhouse, condominium, PUD。 新建房屋符合条件。 预制房屋不符合条件。

Down Payment Assistance在其服务群体中提到了现役军人、预备役人员和国民警卫队成员、遗属配偶和医护人员。 在此列出仅表示项目提到了该群体，并不表示仅凭群体身份即可使申请人符合条件——其余资格规则仍然适用。

Down Payment Assistance服务于在West Jordan，Utah购房的购房者。

Down Payment Assistance的申请通过管理该项目的机构办理，该机构在其网站上公布现行条款和申请步骤。 资金通过Borrower applies through West Jordan Community Development; reservation upon approval.预留。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。