West Jordan Down Payment Assistance Program

West Jordan Down Payment Assistance Program是面向West Jordan，Utah购房者的可免除贷款，由City of West Jordan (CDBG/HOME)管理。 The City of West Jordan provides a grant of up to $10,000 toward one-half of the required down payment and one-time closing costs for buyers purchasing an owner-occupied home in West Jordan, funded with CDBG/HOME dollars. Most grants average $6,900-$8,000. The City holds a second-position lien; the grant is fully forgiven after five years of owner-occupancy (20% per completed year if sold earlier). Grant up to $10,000 (typically $6,900-$8,000) for one-half of required down payment and one-time closing costs. Forgiven over five years.

West Jordan Down Payment Assistance Program提供最高$10,000的援助。 援助档次：Limited to one-half of required down payment plus one-time closing costs, capped at $10,000. 购房者自付部分：Minimum $2,500 documented own-cash (not gifted or seller/realtor-provided). 金额是该项目公布的上限，并非报价——具体每人的援助金额由City of West Jordan (CDBG/HOME)决定。

West Jordan Down Payment Assistance Program在5年后免除，因此住满这段时间的购房者无需偿还。 触发还款的情形：Sale or loss of owner-occupancy within five years; 20% forgiven per completed year, remaining balance due. 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

West Jordan Down Payment Assistance Program面向首次购房者和将房屋作为主要住所自住的购房者。 “首次购房者”通常指过去三年内未拥有房屋，但该项目有自己的定义。 须参加购房者教育课程，由HUD-approved homebuyer education; classes via CDC (Community Development Corporation) (801) 994-7222. Certificate required before closing.提供。 Loan term: 5-year forgiveness period; second-position lien.. Cannot have owned a home in prior 24 months (no exceptions/co-signers); housing ratio max 35% (PITI+HOA); total DTI max 45%; min $2,500 documented own cash; HUD-approved education certificate before closing; bankruptcy discharged 2+ yrs, no judgments. Only official document located is the FY2021 CDBG/HOME application PDF - verify a current funding round and current income limits before relying on this.

West Jordan Down Payment Assistance Program将家庭收入限制在$73,750。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

West Jordan Down Payment Assistance Program的房价上限如下：No stated max purchase price, but assistance may not exceed 100% of appraised value. 符合条件的房屋类型包括Single Family、Condo和Townhouse。 新建房屋符合条件。 预制房屋不符合条件。

West Jordan Down Payment Assistance Program服务于在West Jordan，Utah购房的购房者。

West Jordan Down Payment Assistance Program的申请通过City of West Jordan (CDBG/HOME)办理，该机构在其网站上公布现行条款和申请步骤。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。