Eagle Mountain City Mortgage Assistance Program (MAP)

Eagle Mountain City Mortgage Assistance Program (MAP)是面向Eagle Mountain，Utah购房者的可免除贷款，由Eagle Mountain City (Redevelopment Agency)管理。 Eagle Mountain City's Mortgage Assistance Program (MAP) helps first-time homebuyers purchase a primary residence within city limits. Qualified buyers receive up to $25,000 as a 0% interest, no-monthly-payment, second-position forgivable loan funded by the City's RDA. Forgiven over 3-15 years depending on the applicant's priority tier (public employees of participating entities forgiven fastest). Applications accepted through the 15th of each month and prioritized by employer tier then by lower income relative to AMI. Up to $25,000 forgivable second. 0% interest. No monthly payments. Forgiven over 3-15 years based on tier.

Eagle Mountain City Mortgage Assistance Program (MAP)提供最高$25,000的援助。 援助档次：Tier 1 (employees of Eagle Mountain City, Alpine School District, Utah County, Unified Fire Authority, Central Utah Water Conservancy District): 3-5 yrs. Tier 2 (other public employees, educators, law enforcement, fire, medical, veterans, active-duty): 5-10 yrs. Tier 3 (general): 10-15 yrs. Lower income relative to AMI prioritized within tier. 购房者自付部分：Applicant must contribute at least $1,000 toward the down payment. 金额是该项目公布的上限，并非报价——具体每人的援助金额由Eagle Mountain City (Redevelopment Agency)决定。

Eagle Mountain City Mortgage Assistance Program (MAP)在15年后免除，因此住满这段时间的购房者无需偿还。 触发还款的情形：Selling/renting during the term requires repayment (prorated if eligible); sale/rental within first two years adds a $2,000 penalty. 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

Eagle Mountain City Mortgage Assistance Program (MAP)面向首次购房者和将房屋作为主要住所自住的购房者。 “首次购房者”通常指过去三年内未拥有房屋，但该项目有自己的定义。 该项目列出的最低信用分数为650。 须参加购房者教育课程，由Free Fannie Mae / Freddie Mac (CreditSmart) homebuyer education encouraged; Home Ownership Class certificate before closing.提供。 Loan term: 15-year maximum term; prorated forgiveness in full-year increments; second-position loan.. Income at/below 120% Utah County AMI; first-time buyer (cannot already own); >=$1,000 own contribution; fixed-rate mortgage from traditional lender; education certificate before closing. Without AUS approval: min 650 FICO, housing ratio <=47%, total DTI <=50% (may be waived with AUS approval). Applications due by the 15th monthly; funds depend on RDA housing funds. Veterans/active-duty and several professions get Tier 2 priority (flagged) but program is open to all qualified applicants.

Eagle Mountain City Mortgage Assistance Program (MAP)将家庭收入限制在地区收入中位数的120%，该数值因县和家庭人数而异。 Combined income of applicant + all household members over 18 at/below 120% Utah County median (HUD annual). 120% AMI by size: 1 $100,200; 2 $114,400; 3 $128,760; 4 $143,040; 5 $154,560; 6 $165,960; 7 $177,480; 8 $188,880. 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

Eagle Mountain City Mortgage Assistance Program (MAP)可用于Single Family。

Eagle Mountain City Mortgage Assistance Program (MAP)在其服务群体中提到了退伍军人、现役军人、教育工作者、执法人员、消防员和医护人员。 在此列出仅表示项目提到了该群体，并不表示仅凭群体身份即可使申请人符合条件——其余资格规则仍然适用。

Eagle Mountain City Mortgage Assistance Program (MAP)服务于在Eagle Mountain，Utah购房的购房者。

Eagle Mountain City Mortgage Assistance Program (MAP)的申请通过Eagle Mountain City (Redevelopment Agency)办理，该机构在其网站上公布现行条款和申请步骤。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。