本页面由机器翻译。英文版本为原文。
该项目要求
- 房屋作为主要住所自住
- 关于信用:Minimum 620/660/680 FICO depending on underlying first-mortgage product (FHA/VA = 620; FirstHome = 660; HFA Advantage = 680)
- 完成购房者教育课程,由UHC-approved homebuyer education providers (Framework, eHomeAmerica, NeighborWorks Salt Lake, AAA Fair Credit Foundation, USU Extension PowerPay)提供
- 居住要求:Property must be in Utah and used as primary residence
- 公民身份或移民身份:U.S. citizen or qualifying permanent/non-permanent resident alien
- Borrower must be an active duty service member, military reservist/National Guard, military veteran, or surviving spouse of a service member; documentation of qualifying service required (DD-214, military ID, etc.). Must qualify for an underlying UHC first-mortgage product. Income/purchase price limits inherited from underlying product. Must complete UHC-approved homebuyer education prior to closing.
- 位于Utah的房屋
不适用于
- 超过$772,400房价上限的购房
- 收入超过$166,100的家庭
这些是项目自己公布的规则,并非对任何个人的决定——实际谁符合条件由管理机构和贷款机构决定。
适用地区
Utah的房屋Utah的房屋,以及本项目接受的房屋
- 66.5% 独栋独栋住宅
- 8% 联排联排别墅
- 6.5% 2–4个单元2–4个单元
- 16.1% 5+个单元公寓和共管公寓楼(5+个单元)
- 3% 活动房屋及其他活动房屋及其他
勾选标记表示项目记录中列出的房屋类型。具体到您选择的房屋,由机构确认。
$489,400
Utah房屋价值中位数
35.5%
建于1980年之前
美国人口普查局(U.S. Census Bureau),ACS 2024 5年期。
如何申请
如何申请三个步骤,按此顺序
参加购房者教育课程
项目要求,由UHC-approved homebuyer education providers (Framework, eHomeAmerica, NeighborWorks Salt Lake, AAA Fair Credit Foundation, USU Extension PowerPay)提供。
联系管理该项目的机构预留资金
资金通过Loan officer reserves grant via UHC Lender Online; one-time funding pool subject to availability.预留,视资金情况而定。
与办理该项目的贷款机构合作
Hey Prescott不是贷款机构,也不受理申请;本页介绍该项目,方便购房者向贷款机构或住房咨询师咨询。
关于本项目的问题
Veteran Grant是什么?
Veteran Grant是面向Statewide,Utah购房者的补助金。 The UHC Veteran Grant provides a $2,500 one-time grant to qualifying Utah military veterans, active duty service members, reservists, and surviving spouses purchasing through any UHC first-mortgage + DPA program. Statewide Utah availability. Documentation of qualifying military service required. $2,500 one-time grant (no repayment) to qualifying U.S. military veterans and active service members purchasing in Utah. Layered on top of any UHC first-mortgage + DPA program (FHA/VA, FirstHome, or HFA Advantage). Statewide Utah availability. Income/purchase price limits and FICO floors mirror underlying first-mortgage product. No first-time-homebuyer requirement. 资金来自State和HFA。
需要偿还吗?
Veteran Grant属于补助金,因此无需偿还。 触发还款的情形:None - grant is non-repayable。 该援助以Grant - no lien顺位留置权登记。 免除和还款条款由项目设定,并可能变化——申请前请在项目官方网页上确认。
谁符合条件?
Veteran Grant面向将房屋作为主要住所自住的购房者。 关于信用,该项目说明:Minimum 620/660/680 FICO depending on underlying first-mortgage product (FHA/VA = 620; FirstHome = 660; HFA Advantage = 680)。 须参加购房者教育课程,由UHC-approved homebuyer education providers (Framework, eHomeAmerica, NeighborWorks Salt Lake, AAA Fair Credit Foundation, USU Extension PowerPay)提供。 居住要求:Property must be in Utah and used as primary residence。 公民身份或移民身份:U.S. citizen or qualifying permanent/non-permanent resident alien。 Borrower must be an active duty service member, military reservist/National Guard, military veteran, or surviving spouse of a service member; documentation of qualifying service required (DD-214, military ID, etc.). Must qualify for an underlying UHC first-mortgage product. Income/purchase price limits inherited from underlying product. Must complete UHC-approved homebuyer education prior to closing.
收入限制是多少?
Veteran Grant将家庭收入限制在$166,100。 该限制适用于家庭总收入,而不仅是借款人的收入。 地区收入中位数由HUD公布并每年更新,因此在依据某个数字之前,请查看该县的最新表格。
可用于哪类房屋?
Veteran Grant将房价上限设为$772,400。 符合条件的房屋类型包括Single-family detached, condominium, townhouse, PUD, manufactured (per first-mortgage product)。 新建房屋符合条件。 预制房屋符合条件。
是否有针对特定群体的资格?
Veteran Grant在其服务群体中提到了退伍军人、现役军人、预备役人员和国民警卫队成员和遗属配偶。 在此列出仅表示项目提到了该群体,并不表示仅凭群体身份即可使申请人符合条件——其余资格规则仍然适用。
适用于哪些地区?
Veteran Grant服务于在Statewide,Utah购房的购房者。 该项目针对特定区域:Federal target-area rules apply if underlying product is FirstHome.
如何申请?
Veteran Grant的申请通过管理该项目的机构办理,该机构在其网站上公布现行条款和申请步骤。 资金通过Loan officer reserves grant via UHC Lender Online; one-time funding pool subject to availability.预留。 Hey Prescott不是贷款机构,也不受理申请;本页介绍该项目,方便购房者向贷款机构或住房咨询师咨询。
同样面向Utah购房者面向Utah购房者的其他项目
- Utah Housing Down Payment Assistance Second Mortgage最高$27,500
- First-time Homebuyer Law Enforcement Officer Grant最高$25,000
- First-Time Homebuyer Grant最高$2,500
两个项目能否结合使用,由各机构决定。申请前请先询问。
Utah的全部72个项目项目条款由管理该项目的机构设定,并可能变化;申请前请在官方网站上确认。