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本页面由机器翻译。英文版本为原文。

县级项目

Loudoun County Affordable Dwelling Unit (ADU) Purchase Program

Loudoun County Affordable Dwelling Unit (ADU) Purchase Program是面向Loudoun县,Virginia购房者的首付援助,由Loudoun County Department of Housing and Community Development管理。

最近核实于来源:Loudoun County Department of Housing and Community Development

该项目要求

  • 首次购房者——有例外:Exception for a 'Displaced Homemaker' (divorced or widowed individual who gave up title) who may purchase without the three-year wait
  • 房屋作为主要住所自住
  • 居住要求:Applicants must live and/or work in Loudoun County at least 6 months prior to application (affects priority category)
  • 公民身份或移民身份:All household members must provide identification; applicant and co-applicant must be over age 18
  • Applicants must complete a self-screening questionnaire and submit an online application via Neighborly plus a hard-copy packet within 10 days. Income from full-time-student dependents (18+) is excluded. Priority 1 wait time approximately 3-4 years. GAP: no fixed dollar DPA amount (price-restricted purchase model).
  • 位于Loudoun County的房屋

不适用于

  • 收入超过地区收入中位数70%的家庭
  • Loudoun County以外的房屋

这些是项目自己公布的规则,并非对任何个人的决定——实际谁符合条件由管理机构和贷款机构决定。

收入限制

70% Loudoun County地区收入中位数的比例

HUD每年设定地区收入中位数。限额随家庭人数变化,因此五口之家的限额高于单身购房者。

$166,100
地区收入中位数,4人家庭(HUD,2026)

适用地区

Loudoun County的房屋

  • 51.4% 独栋
  • 31% 联排
  • 1.6% 2–4个单元
  • 15.5% 5+个单元
  • 0.5% 活动房屋及其他

勾选标记表示项目记录中列出的房屋类型。具体到您选择的房屋,由机构确认。

$743,800

Loudoun County房屋价值中位数

12.5%

建于1980年之前

美国人口普查局(U.S. Census Bureau),ACS 2024 5年期。 进一步了解在Loudoun County购房

如何申请

  1. 联系Loudoun County Department of Housing and Community Development预留资金

    资金通过Wait list with priority preference categories based on live/work status in Loudoun County; applications via Neighborly software预留,视资金情况而定。

  2. 与办理该项目的贷款机构合作

    Hey Prescott不是贷款机构,也不受理申请;本页介绍该项目,方便购房者向贷款机构或住房咨询师咨询。

关于本项目的问题

Loudoun County Affordable Dwelling Unit (ADU) Purchase Program是什么?

Loudoun County Affordable Dwelling Unit (ADU) Purchase Program是面向Loudoun县,Virginia购房者的首付援助,由Loudoun County Department of Housing and Community Development管理。 The Loudoun County ADU Purchase Program enables eligible first-time homebuyers with moderate income (30%-70% AMI) to purchase a newly constructed or resale ADU townhouse or condominium at a price substantially below market. Buyers are placed on a wait list by priority preference based on whether they live and/or work in Loudoun County; current Priority 1 wait time is approximately three to four years. Resale prices and covenants are governed by Chapter 1450 of the Loudoun County ordinance. Purchase price substantially below market. For-sale ADU townhomes and condos countywide. Displaced homemaker exception to first-time-buyer rule. 资金来自Loudoun County inclusionary zoning (Chapter 1450 of the Codified Ordinance of Loudoun County)。

需要偿还吗?

Loudoun County Affordable Dwelling Unit (ADU) Purchase Program是首付援助,按Loudoun County Department of Housing and Community Development设定的条款偿还。 免除和还款条款由项目设定,并可能变化——申请前请在项目官方网页上确认。

谁符合条件?

Loudoun County Affordable Dwelling Unit (ADU) Purchase Program面向首次购房者和将房屋作为主要住所自住的购房者。 此处的“首次”有例外情况:Exception for a 'Displaced Homemaker' (divorced or widowed individual who gave up title) who may purchase without the three-year wait。 居住要求:Applicants must live and/or work in Loudoun County at least 6 months prior to application (affects priority category)。 公民身份或移民身份:All household members must provide identification; applicant and co-applicant must be over age 18。 Applicants must complete a self-screening questionnaire and submit an online application via Neighborly plus a hard-copy packet within 10 days. Income from full-time-student dependents (18+) is excluded. Priority 1 wait time approximately 3-4 years. GAP: no fixed dollar DPA amount (price-restricted purchase model).

收入限制是多少?

Loudoun County Affordable Dwelling Unit (ADU) Purchase Program将家庭收入限制在地区收入中位数的70%,该数值因县和家庭人数而异。 30%-70% of Washington MSA AMI (AMI $163,900 effective 4/1/2025). 70% limits: 1p $80,350; 2p $91,800; 3p $103,300; 4p $114,750; 5p $123,950; 6p $133,150; 7p $142,300; 8p $151,500. Minimum 30%: 4p $49,200. 该限制适用于家庭总收入,而不仅是借款人的收入。 该项目列出的最大家庭人数为8。 地区收入中位数由HUD公布并每年更新,因此在依据某个数字之前,请查看该县的最新表格。

可用于哪类房屋?

Loudoun County Affordable Dwelling Unit (ADU) Purchase Program可用于Townhouse和Condo。 新建房屋符合条件。

适用于哪些地区?

Loudoun County Affordable Dwelling Unit (ADU) Purchase Program服务于在Loudoun县,Virginia购房的购房者。 该项目针对特定区域:ADU communities throughout Loudoun County。

如何申请?

Loudoun County Affordable Dwelling Unit (ADU) Purchase Program的申请通过Loudoun County Department of Housing and Community Development办理,该机构在其网站上公布现行条款和申请步骤。 资金通过Wait list with priority preference categories based on live/work status in Loudoun County; applications via Neighborly software预留。 Hey Prescott不是贷款机构,也不受理申请;本页介绍该项目,方便购房者向贷款机构或住房咨询师咨询。

项目条款由Loudoun County Department of Housing and Community Development设定,并可能变化;申请前请在官方网站上确认。