Public Employee Homeownership Grant Program (PEG)

Public Employee Homeownership Grant Program (PEG)是面向Loudoun县，Virginia购房者的延期第二贷款。 PEG (Public Employee Homeownership Grant) is Loudoun County's down-payment assistance program restricted to Loudoun County public employees. Provides up to $25,000 as a 0% interest deferred-payment second mortgage to assist county employees with purchasing primary residences in Loudoun County. Applicants must be employed full-time by Loudoun County Government, Loudoun County Public Schools, or other qualifying Loudoun County public agencies. Maximum purchase price $408,100. Funds are sourced from Loudoun County general fund. Administered by Loudoun County Department of Housing and Community Development. Up to $25,000 in down-payment and closing-cost assistance for Loudoun County public employees purchasing in Loudoun County. Provided as a 0% interest deferred-payment second mortgage. No monthly payments. repaid upon sale, refinance with cash-out, transfer, loss of primary-residence status, or termination of qualifying public employment within the recapture period. 资金来自Local Government。

Public Employee Homeownership Grant Program (PEG)为延期还款，在房屋出售、再融资或第一抵押贷款还清之前无需付款。 触发还款的情形：Deferred 0% second-mortgage repayable in full upon sale, refinance with cash-out, transfer, loss of primary-residence status, or termination of qualifying Loudoun County public employment within the recapture period. 该援助以2顺位留置权登记。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

Public Employee Homeownership Grant Program (PEG)面向首次购房者和将房屋作为主要住所自住的购房者。 此处的“首次”有例外情况：First-time homebuyer (no ownership of residential real estate in prior 3 years). 关于信用，该项目说明：620 minimum FICO。 须参加购房者教育课程，由HUD-approved housing counseling agencies serving Loudoun County; 8-hour homebuyer-education certificate required.提供。 居住要求：Property must be located within Loudoun County, VA, and be the buyer's primary residence. Borrower must be employed full-time by a qualifying Loudoun County public agency. 公民身份或移民身份：U.S. citizen or eligible non-citizen permitted by program rules。 Restricted to Loudoun County public employees - applicant must be a full-time employee of Loudoun County Government, Loudoun County Public Schools, or other qualifying Loudoun County public agency. Property must be located in Loudoun County and be the buyer's primary residence. Buyer must be a first-time homebuyer (no ownership in prior 3 years). Household income between $45,650 (1-person minimum) and $106,500 (8-person maximum) tracking 100% AMI for the Washington-Arlington-Alexandria HMFA. Maximum sales price $408,100. Minimum 620 FICO. 8-hour HUD-approved homebuyer education required.

Public Employee Homeownership Grant Program (PEG)将家庭收入限制在地区收入中位数的100%，该数值因县和家庭人数而异。 Household income between $45,650 (1-person minimum threshold) and $106,500 (8-person maximum) at 100% AMI for Washington-Arlington-Alexandria HMFA. Restricted to Loudoun County public employees. 该限制适用于家庭总收入，而不仅是借款人的收入。 该项目列出的最大家庭人数为8。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

Public Employee Homeownership Grant Program (PEG)将房价上限设为$408,100。 符合条件的房屋类型包括Single-family detached、Townhouse和Condominium。 新建房屋符合条件。 预制房屋不符合条件。

Public Employee Homeownership Grant Program (PEG)在其服务群体中提到了教育工作者、执法人员和消防员。 在此列出仅表示项目提到了该群体，并不表示仅凭群体身份即可使申请人符合条件——其余资格规则仍然适用。

Public Employee Homeownership Grant Program (PEG)服务于在Loudoun县，Virginia购房的购房者。

Public Employee Homeownership Grant Program (PEG)的申请通过管理该项目的机构办理，该机构在其网站上公布现行条款和申请步骤。 资金通过Application through Loudoun County Department of Housing and Community Development; first-come, first-served subject to annual funding allocation.预留。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。