City of Janesville Home Possible Down Payment Assistance

City of Janesville Home Possible Down Payment Assistance是面向Janesville，Wisconsin购房者的可免除贷款，由City of Janesville Neighborhood & Community Services管理。 The City of Janesville's Home Possible program provides forgivable loans up to $10,000 to low- and moderate-income first-time homebuyers purchasing within Janesville city limits, at or below 80% of Rock County median income. Loans are forgiven after five continuous years of owner-occupancy. Borrowers must complete HUD-certified homebuyer counseling. Up to $10,000 forgivable loan. 0% interest. 100% forgiven after 5 years. Combinable with other DPA.

City of Janesville Home Possible Down Payment Assistance提供最高$10,000的援助。 该项目可与NeighborWorks Blackhawk Region DPA, Downpayment Plus结合使用。 金额是该项目公布的上限，并非报价——具体每人的援助金额由City of Janesville Neighborhood & Community Services决定。

City of Janesville Home Possible Down Payment Assistance在5年后免除，因此住满这段时间的购房者无需偿还。 触发还款的情形：Sale, transfer of title, or property no longer primary residence before 5 years。 该援助以second顺位留置权登记。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

City of Janesville Home Possible Down Payment Assistance面向首次购房者和将房屋作为主要住所自住的购房者。 “首次购房者”通常指过去三年内未拥有房屋，但该项目有自己的定义。 须参加购房者教育课程，由HUD-certified counseling; NeighborWorks Blackhawk Region workshops提供。 Must complete HUD-certified homebuyer counseling. Property within Janesville city limits. One source cited $15,000 max; official page confirmed $10,000 - confirm current amount with city.

City of Janesville Home Possible Down Payment Assistance将家庭收入限制在地区收入中位数的80%，该数值因县和家庭人数而异。 At or below 80% of Rock County Area Median Income. 该限制适用于家庭总收入，而不仅是借款人的收入。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

City of Janesville Home Possible Down Payment Assistance可用于Single Family。 新建房屋不符合条件。 预制房屋不符合条件。

City of Janesville Home Possible Down Payment Assistance服务于在Janesville，Wisconsin购房的购房者。 该项目针对特定区域：Must purchase within Janesville city limits。

City of Janesville Home Possible Down Payment Assistance的申请通过City of Janesville Neighborhood & Community Services办理，该机构在其网站上公布现行条款和申请步骤。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。