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市级项目可免除

City of Milwaukee Homebuyer Assistance Program (HBA) — City-Owned Foreclosure Rehab Forgivable Loan

City of Milwaukee Homebuyer Assistance Program (HBA) — City-Owned Foreclosure Rehab Forgivable Loan是面向Milwaukee,Wisconsin购房者的可免除贷款,由City of Milwaukee — Neighborhood Improvement Development Corporation (NIDC)管理。

最近核实于来源:City of Milwaukee — Neighborhood Improvement Development Corporation (NIDC)

该项目要求

  • 房屋作为主要住所自住
  • 完成购房者教育课程,由8 hours of homebuyer counseling from a HUD-approved Homebuyer Counseling Agency (waivers available for previous homeowners).提供
  • 居住要求:Property must be a City-owned foreclosed home in the City of Milwaukee.
  • RECENCY CAVEAT: program page shows last update 12/7/18 and lists 2020 orientation events; current active status / open funding should be re-verified with NIDC before publishing. Distinct from the 'Milwaukee Home Down Payment Assistance Program' — this is a purchase+rehab forgivable loan for city-owned foreclosures.
  • 位于Milwaukee市界内的房屋

不适用于

  • 预制房屋
  • 新建房屋
  • Milwaukee以外的房屋

这些是项目自己公布的规则,并非对任何个人的决定——实际谁符合条件由管理机构和贷款机构决定。

适用地区

Milwaukee的房屋

  • 39.1% 独栋
  • 4.3% 联排
  • 28.9% 2–4个单元
  • 27.2% 5+个单元
  • 0.4% 活动房屋及其他

勾选标记表示项目记录中列出的房屋类型。具体到您选择的房屋,由机构确认。

$184,000

Milwaukee房屋价值中位数

84.2%

建于1980年之前

美国人口普查局(U.S. Census Bureau),ACS 2024 5年期。 进一步了解在Milwaukee购房

如何申请

  1. 参加购房者教育课程

    项目要求,由8 hours of homebuyer counseling from a HUD-approved Homebuyer Counseling Agency (waivers available for previous homeowners).提供。

  2. 联系City of Milwaukee — Neighborhood Improvement Development Corporation (NIDC)预留资金

    资金向提供方预留,视资金情况而定。

  3. 与办理该项目的贷款机构合作

    Hey Prescott不是贷款机构,也不受理申请;本页介绍该项目,方便购房者向贷款机构或住房咨询师咨询。

关于本项目的问题

City of Milwaukee Homebuyer Assistance Program (HBA) — City-Owned Foreclosure Rehab Forgivable Loan是什么?

City of Milwaukee Homebuyer Assistance Program (HBA) — City-Owned Foreclosure Rehab Forgivable Loan是面向Milwaukee,Wisconsin购房者的可免除贷款,由City of Milwaukee — Neighborhood Improvement Development Corporation (NIDC)管理。 Fully forgivable second-mortgage loans of up to $20,000 to help eligible buyers purchase AND rehabilitate City-owned foreclosed homes (1-2 units) they will occupy as their primary residence. Assistance limited to no more than one half of total purchase + rehabilitation cost. Administered by the City's NIDC. Up to $20,000 forgivable second-mortgage loan toward purchase and rehabilitation of a City-owned foreclosed 1-2 unit home; technical rehab assistance from a City Rehabilitation Specialist. 资金来自City of Milwaukee / NIDC (federal program funds)。

提供多少援助?

City of Milwaukee Homebuyer Assistance Program (HBA) — City-Owned Foreclosure Rehab Forgivable Loan提供最高$20,000的援助。 援助档次:Forgivable over 5 years pro-rata (20%/year). Fully forgiven after living in the property 5 years post-completion; if sold during the initial 5 years, the balance must be repaid. Limited to ≤50% of total purchase + rehab cost. 购房者自付部分:Buyers must contribute at least $1,000 of their own funds toward purchase and rehabilitation. 金额是该项目公布的上限,并非报价——具体每人的援助金额由City of Milwaukee — Neighborhood Improvement Development Corporation (NIDC)决定。

需要偿还吗?

City of Milwaukee Homebuyer Assistance Program (HBA) — City-Owned Foreclosure Rehab Forgivable Loan在5年后免除,因此住满这段时间的购房者无需偿还。 触发还款的情形:Repay outstanding balance if the property is sold during the initial five-year period; otherwise forgiven 20% per year. 该援助以second顺位留置权登记。 免除和还款条款由项目设定,并可能变化——申请前请在项目官方网页上确认。

谁符合条件?

City of Milwaukee Homebuyer Assistance Program (HBA) — City-Owned Foreclosure Rehab Forgivable Loan面向将房屋作为主要住所自住的购房者。 须参加购房者教育课程,由8 hours of homebuyer counseling from a HUD-approved Homebuyer Counseling Agency (waivers available for previous homeowners).提供。 居住要求:Property must be a City-owned foreclosed home in the City of Milwaukee. RECENCY CAVEAT: program page shows last update 12/7/18 and lists 2020 orientation events; current active status / open funding should be re-verified with NIDC before publishing. Distinct from the 'Milwaukee Home Down Payment Assistance Program' — this is a purchase+rehab forgivable loan for city-owned foreclosures.

收入限制是多少?

City of Milwaukee Homebuyer Assistance Program (HBA) — City-Owned Foreclosure Rehab Forgivable Loan的收入限制如下:No maximum income limits (per program brochure). 地区收入中位数由HUD公布并每年更新,因此在依据某个数字之前,请查看该县的最新表格。

可用于哪类房屋?

City of Milwaukee Homebuyer Assistance Program (HBA) — City-Owned Foreclosure Rehab Forgivable Loan的房价上限如下:Limited to City-owned foreclosed properties with 1-2 housing units. 符合条件的房屋类型包括single_family。 新建房屋不符合条件。 预制房屋不符合条件。

适用于哪些地区?

City of Milwaukee Homebuyer Assistance Program (HBA) — City-Owned Foreclosure Rehab Forgivable Loan服务于在Milwaukee,Wisconsin购房的购房者。 该项目针对特定区域:City-owned foreclosed homes within the City of Milwaukee. 目标社区:City of Milwaukee (city-owned foreclosure inventory)。

如何申请?

City of Milwaukee Homebuyer Assistance Program (HBA) — City-Owned Foreclosure Rehab Forgivable Loan的申请通过City of Milwaukee — Neighborhood Improvement Development Corporation (NIDC)办理,该机构在其网站上公布现行条款和申请步骤。 Hey Prescott不是贷款机构,也不受理申请;本页介绍该项目,方便购房者向贷款机构或住房咨询师咨询。

项目条款由City of Milwaukee — Neighborhood Improvement Development Corporation (NIDC)设定,并可能变化;申请前请在官方网站上确认。