本页面由机器翻译。英文版本为原文。
WORTH Down Payment Assistance Program (Community Development Alliance)
WORTH Down Payment Assistance Program (Community Development Alliance)是面向Milwaukee县,Wisconsin购房者的可免除贷款,由Community Development Alliance (CDA) / Milwaukee County管理。
该项目要求
- 首次购房者——该项目有自己的定义
- 房屋作为主要住所自住
- 完成购房者教育课程,由8 hours counseling with a Milwaukee HUD-Certified HBCA (Acts Housing, HRI, United Community Center)提供
- Must work with one of three Milwaukee HUD-certified HBCAs (Acts Housing, HRI, United Community Center). Confirm current tier amounts and funding availability with a participating HBCA.
- 位于Milwaukee County的房屋
不适用于
- 预制房屋
- 新建房屋
- 收入超过地区收入中位数100%的家庭
- Milwaukee County以外的房屋
这些是项目自己公布的规则,并非对任何个人的决定——实际谁符合条件由管理机构和贷款机构决定。
收入限制
100% Milwaukee County地区收入中位数的比例
HUD每年设定地区收入中位数。限额随家庭人数变化,因此五口之家的限额高于单身购房者。
适用地区
Milwaukee County的房屋Milwaukee County的房屋,以及本项目接受的房屋
- 45.2% 独栋独栋住宅
- 4.4% 联排联排别墅
- 22.4% 2–4个单元2–4个单元
- 27.5% 5+个单元公寓和共管公寓楼(5+个单元)
- 0.5% 活动房屋及其他活动房屋及其他
勾选标记表示项目记录中列出的房屋类型。具体到您选择的房屋,由机构确认。
$230,700
Milwaukee County房屋价值中位数
78.8%
建于1980年之前
美国人口普查局(U.S. Census Bureau),ACS 2024 5年期。 进一步了解在Milwaukee County购房
如何申请
如何申请三个步骤,按此顺序
参加购房者教育课程
项目要求,由8 hours counseling with a Milwaukee HUD-Certified HBCA (Acts Housing, HRI, United Community Center)提供。
联系Community Development Alliance (CDA) / Milwaukee County预留资金
资金向提供方预留,视资金情况而定。
与办理该项目的贷款机构合作
Hey Prescott不是贷款机构,也不受理申请;本页介绍该项目,方便购房者向贷款机构或住房咨询师咨询。
关于本项目的问题
WORTH Down Payment Assistance Program (Community Development Alliance)是什么?
WORTH Down Payment Assistance Program (Community Development Alliance)是面向Milwaukee县,Wisconsin购房者的可免除贷款,由Community Development Alliance (CDA) / Milwaukee County管理。 The WORTH Down Payment Assistance Program (Community Development Alliance) provides forgivable grants up to $8,000 to income-qualified first-time homebuyers purchasing in Milwaukee County. Two funding tiers serve households at or below 60% and 100% AMI. Funds are forgiven over three years of owner-occupancy. Borrowers complete 8 hours of counseling with a Milwaukee HUD-certified HBCA. Up to $8,000 forgivable grant. Forgiven over 3 years. Two income tiers (60% and 100% AMI). Stackable with other Milwaukee programs. 资金来自Milwaukee County; private/philanthropic funders via CDA。
提供多少援助?
WORTH Down Payment Assistance Program (Community Development Alliance)提供最高$8,000的援助。 援助档次:Two tiers: up to $8,000 for households <=60% AMI; lower tier for households <=100% AMI。 该项目可与Milwaukee Home DPA, HCRI, Downpayment Plus, WHEDA programs结合使用。 金额是该项目公布的上限,并非报价——具体每人的援助金额由Community Development Alliance (CDA) / Milwaukee County决定。
需要偿还吗?
WORTH Down Payment Assistance Program (Community Development Alliance)在3年后免除,因此住满这段时间的购房者无需偿还。 触发还款的情形:Property no longer primary residence or sold before 3 years。 该援助以second顺位留置权登记。 免除和还款条款由项目设定,并可能变化——申请前请在项目官方网页上确认。
谁符合条件?
WORTH Down Payment Assistance Program (Community Development Alliance)面向首次购房者和将房屋作为主要住所自住的购房者。 “首次购房者”通常指过去三年内未拥有房屋,但该项目有自己的定义。 须参加购房者教育课程,由8 hours counseling with a Milwaukee HUD-Certified HBCA (Acts Housing, HRI, United Community Center)提供。 Must work with one of three Milwaukee HUD-certified HBCAs (Acts Housing, HRI, United Community Center). Confirm current tier amounts and funding availability with a participating HBCA.
收入限制是多少?
WORTH Down Payment Assistance Program (Community Development Alliance)将家庭收入限制在地区收入中位数的100%,该数值因县和家庭人数而异。 Two tiers: at or below 60% AMI and at or below 100% AMI. 该限制适用于家庭总收入,而不仅是借款人的收入。 地区收入中位数由HUD公布并每年更新,因此在依据某个数字之前,请查看该县的最新表格。
可用于哪类房屋?
WORTH Down Payment Assistance Program (Community Development Alliance)可用于Single Family、2-4 Unit和Condo。 新建房屋不符合条件。 预制房屋不符合条件。
适用于哪些地区?
WORTH Down Payment Assistance Program (Community Development Alliance)服务于在Milwaukee县,Wisconsin购房的购房者。 该项目针对特定区域:Home within Milwaukee County; first-time = not owning within last 3 years。
如何申请?
WORTH Down Payment Assistance Program (Community Development Alliance)的申请通过Community Development Alliance (CDA) / Milwaukee County办理,该机构在其网站上公布现行条款和申请步骤。 Hey Prescott不是贷款机构,也不受理申请;本页介绍该项目,方便购房者向贷款机构或住房咨询师咨询。
同样面向Milwaukee County购房者面向Milwaukee County购房者的其他项目
- Milwaukee Home Down Payment Assistance Program最高$7,000
- WHEDA Capital Access Advantage DPA最高$7,500
- WHEDA Tax Advantage (Mortgage Credit Certificate / MCC)最高$2,000
两个项目能否结合使用,由各机构决定。申请前请先询问。
Milwaukee County的全部70个项目项目条款由Community Development Alliance (CDA) / Milwaukee County设定,并可能变化;申请前请在官方网站上确认。