Milwaukee Home Down Payment Assistance Program

Milwaukee Home Down Payment Assistance Program是面向Milwaukee，Wisconsin购房者的可免除贷款，由City of Milwaukee Department of City Development / Neighborhood Improvement Development Corporation (NIDC)管理。 Forgivable grants of up to $7,000 to help current City of Milwaukee residents purchase a home in the city. Grants of up to $5,000 are available for a purchase anywhere in the City of Milwaukee, and up to $7,000 for a purchase within the City's Community Development Block Grant (CDBG) Area boundary. Funds may be used for down payment and closing costs. Forgivable grant of $5,000 (citywide) or $7,000 (within CDBG Area) toward down payment and closing costs.

Milwaukee Home Down Payment Assistance Program提供$5,000至$7,000的援助。 金额是该项目公布的上限，并非报价——具体每人的援助金额由City of Milwaukee Department of City Development / Neighborhood Improvement Development Corporation (NIDC)决定。

Milwaukee Home Down Payment Assistance Program在5年后免除，因此住满这段时间的购房者无需偿还。 触发还款的情形：Failure to owner-occupy for the minimum 5-year period. 该援助以second顺位留置权登记。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

Milwaukee Home Down Payment Assistance Program面向首次购房者和将房屋作为主要住所自住的购房者。 “首次购房者”通常指过去三年内未拥有房屋，但该项目有自己的定义。 须参加购房者教育课程。 Buyer must be a current City of Milwaukee resident. Buyer must contribute a minimum of $1,000 of their own funds. Maximum property purchase price may not exceed $290,000. Buyer must obtain a third-party home inspection. Loan origination/funding fees must not exceed 2% of the loan amount. First-mortgage interest rate must not be more than 2% above the Freddie Mac PMMS 30-year fixed average. No cash out allowed. Owner must occupy for a minimum of 5 years (described as a forgivable grant). The $7,000 tier requires the property to be within the City's CDBG Area (verify via My Milwaukee Home).

Milwaukee Home Down Payment Assistance Program的收入限制如下：Maximum total household income by family size: 1=$60,700; 2=$69,400; 3=$78,050; 4=$86,700; 5=$93,650; 6=$100,600; 7=$107,550; 8=$114,450. 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

Milwaukee Home Down Payment Assistance Program将房价上限设为$290,000。

Milwaukee Home Down Payment Assistance Program服务于在Milwaukee，Wisconsin购房的购房者。 该项目优先考虑指定的目标区域，因此除了县以外，具体地址也很重要。

Milwaukee Home Down Payment Assistance Program的申请通过City of Milwaukee Department of City Development / Neighborhood Improvement Development Corporation (NIDC)办理，该机构在其网站上公布现行条款和申请步骤。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。