NeighborWorks Blackhawk Region HOME Forgivable Down Payment Assistance (Beloit)

NeighborWorks Blackhawk Region HOME Forgivable Down Payment Assistance (Beloit)是面向Beloit，Wisconsin购房者的可免除贷款，由NeighborWorks Blackhawk Region管理。 NeighborWorks Blackhawk Region offers a HOME-funded forgivable DPA loan up to $7,500 for buyers under 80% AMI purchasing in the City of Beloit. The loan is forgiven at month 60 of continuous owner-occupancy. Properties must meet Housing Quality Standards and a lead assessment is required before closing. Up to $7,500 forgivable at 60 months. 0% interest. No monthly payments. Open to all lenders.

NeighborWorks Blackhawk Region HOME Forgivable Down Payment Assistance (Beloit)提供最高$7,500的援助。 购房者自付部分：Buyer contributes at least $1,000 of own funds; FHA borrowers minimum 3.5%。 该项目可与Downpayment Plus, WHEDA programs结合使用。 金额是该项目公布的上限，并非报价——具体每人的援助金额由NeighborWorks Blackhawk Region决定。

NeighborWorks Blackhawk Region HOME Forgivable Down Payment Assistance (Beloit)在5年后免除，因此住满这段时间的购房者无需偿还。 触发还款的情形：Property sold, refinanced, or no longer owner-occupied before 60 months。 该援助以second顺位留置权登记。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

NeighborWorks Blackhawk Region HOME Forgivable Down Payment Assistance (Beloit)面向将房屋作为主要住所自住的购房者。 须参加购房者教育课程，由NWBR HUD-Certified Counseling; NWBR homebuyer education course提供。 $100 non-refundable application fee. All DPA loans subject to NWBR Loan Committee approval. First mortgage cannot contain predatory features. A companion Deferred product (no income limit, up to $5,000) also exists.

NeighborWorks Blackhawk Region HOME Forgivable Down Payment Assistance (Beloit)将家庭收入限制在地区收入中位数的80%，该数值因县和家庭人数而异。 Under 80% of Beloit-Janesville AMI. 4-person 80% AMI = $76,800 (2024 HUD). 该限制适用于家庭总收入，而不仅是借款人的收入。 该项目列出的最大家庭人数为8。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

NeighborWorks Blackhawk Region HOME Forgivable Down Payment Assistance (Beloit)将房价上限设为$219,000。 符合条件的房屋类型包括Single Family、2-4 Unit、Condo和Townhouse。 新建房屋不符合条件。 预制房屋不符合条件。

NeighborWorks Blackhawk Region HOME Forgivable Down Payment Assistance (Beloit)服务于在Beloit，Wisconsin购房的购房者。 该项目针对特定区域：Property within City of Beloit; HOME Forgivable subject to $219,000 price cap。

NeighborWorks Blackhawk Region HOME Forgivable Down Payment Assistance (Beloit)的申请通过NeighborWorks Blackhawk Region办理，该机构在其网站上公布现行条款和申请步骤。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。