Sold on Oshkosh Down Payment Assistance Program

Sold on Oshkosh Down Payment Assistance Program是面向Oshkosh，Wisconsin购房者的可免除贷款，由City of Oshkosh Community Development Department, Economic Development Division管理。 Sold on Oshkosh is the City of Oshkosh down payment assistance program, providing a 0% interest forgivable loan toward down payment and closing costs for buyers purchasing a primary residence in the city. Buyers purchasing within a recognized neighborhood association receive up to $7,500 (forgiven at $1,500/year over 5 years); buyers elsewhere in the city receive $5,000 (forgiven at $1,000/year over 5 years). The loan is secured by a mortgage and, if the home is sold before fully forgiven, the remaining balance is due at sale. Funds are limited and first-come, first-served. 0% interest forgivable loan. Up to $7,500 within a recognized neighborhood association. $5,000 city-wide otherwise. Forgiven over 5 years. Additional $5,000 forgivable incentive for reducing units in a structure. 资金来自City of Oshkosh (local housing program funds)。

Sold on Oshkosh Down Payment Assistance Program提供$5,000至$7,500的援助。 购房者自付部分：Borrower must contribute a minimum 1% of purchase price from their own funds。 金额是该项目公布的上限，并非报价——具体每人的援助金额由City of Oshkosh Community Development Department, Economic Development Division决定。

Sold on Oshkosh Down Payment Assistance Program在5年后免除，因此住满这段时间的购房者无需偿还。 触发还款的情形：If the home is sold before the loan is fully forgiven, the remaining balance is due upon sale. 该援助以Secured by a mortgage on the property顺位留置权登记。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

Sold on Oshkosh Down Payment Assistance Program面向将房屋作为主要住所自住的购房者。 须参加购房者教育课程，由HUD-approved Home Buyer Counseling Agency (required for first-time buyers; waivers for previous homeowners)提供。 Buyer must occupy as primary residence. Housing expenses may not exceed 30% of income. Minimum 1% down from buyer funds. First-time buyers must complete HUD-approved homebuyer education (waivers for previous homeowners). Must be current on municipal tax/utilities. First-come, first-served; ~30-day determination. City page notes program updates in progress but program remains listed with active terms and a live application. GAPS (not published): income limit dollars/%AMI, HUD AMI year, min credit score, required mortgage term, eligible loan products, citizenship/residency, recapture-tax treatment.

Sold on Oshkosh Down Payment Assistance Program的收入限制如下：Housing-related expenses cannot exceed 30% of household income; specific income limit dollars not published - contact the City at (920) 236-5058 for current limits (gap). 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

Sold on Oshkosh Down Payment Assistance Program可用于Single Family和2-4 Unit。 新建房屋不符合条件。 预制房屋不符合条件。

Sold on Oshkosh Down Payment Assistance Program服务于在Oshkosh，Wisconsin购房的购房者。 该项目针对特定区域：Enhanced assistance ($7,500 vs $5,000) for purchases within a City-recognized neighborhood association; map published by the City.

Sold on Oshkosh Down Payment Assistance Program的申请通过City of Oshkosh Community Development Department, Economic Development Division办理，该机构在其网站上公布现行条款和申请步骤。 资金通过Online application via Neighborly Software portal; first-come, first-served预留。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。