USDA Section 502 Direct Single Family Housing Home Loan (Wyoming)

USDA Section 502 Direct Single Family Housing Home Loan (Wyoming)是面向Casper，Wyoming购房者的第一抵押贷款，由USDA Rural Development, Rural Housing Service - Wyoming State Office管理。 The Section 502 Direct Loan Program (USDA Rural Development) provides direct, 100%-financing home loans to low- and very-low-income applicants buying decent, safe, and sanitary housing in eligible rural areas of Wyoming. No down payment is typically required, and payment assistance (a subsidy that can lower the effective rate to as low as 1%) increases repayment ability. Applications are accepted year-round through the Wyoming State Office in Casper. No down payment typically required (up to 100% financing). Effective rate as low as 1% via payment assistance. Long terms (up to 33-38 years). Year-round applications. 资金来自USDA Rural Development (federal; Housing Act of 1949 as amended; 7 CFR Part 3550; HB-1-3550).

USDA Section 502 Direct Single Family Housing Home Loan (Wyoming)是第一抵押贷款，按USDA Rural Development, Rural Housing Service - Wyoming State Office设定的条款偿还。 触发还款的情形：Payment-subsidy recapture: borrowers repay all or a portion of the payment subsidy received over the life of the loan when title transfers or the borrower no longer occupies the dwelling. 该援助以First mortgage顺位留置权登记。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

USDA Section 502 Direct Single Family Housing Home Loan (Wyoming)面向将房屋作为主要住所自住的购房者。 须参加购房者教育课程，由Applicant orientation required (Form RD 3550-23).提供。 Adjusted income at or below the area low-income limit; must lack adequate housing and be unable to obtain credit elsewhere; U.S. citizen or eligible noncitizen; property in an eligible rural area within the area loan limit. Subject to payment-subsidy recapture.

USDA Section 502 Direct Single Family Housing Home Loan (Wyoming)将家庭收入限制在地区收入中位数的80%，该数值因县和家庭人数而异。 Adjusted income at or below the applicable low-income limit for the area (low/very-low income); varies by county and household size - see USDA Direct income limit map. 该限制适用于家庭总收入，而不仅是借款人的收入。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

USDA Section 502 Direct Single Family Housing Home Loan (Wyoming)的房价上限如下：Property market value may not exceed the applicable USDA area loan limit for the county. 符合条件的房屋类型包括Single Family。 新建房屋符合条件。

USDA Section 502 Direct Single Family Housing Home Loan (Wyoming)服务于在Casper，Wyoming购房的购房者。

USDA Section 502 Direct Single Family Housing Home Loan (Wyoming)的申请通过USDA Rural Development, Rural Housing Service - Wyoming State Office办理，该机构在其网站上公布现行条款和申请步骤。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。