USDA Section 502 Guaranteed Loan Program (Wyoming)

USDA Section 502 Guaranteed Loan Program (Wyoming)是面向Statewide，Wyoming购房者的第一抵押贷款，由USDA Rural Development, Rural Housing Service (via approved lenders)管理。 The Section 502 Guaranteed Loan Program helps approved lenders provide low- and moderate-income households the opportunity to own a modest primary residence in eligible rural Wyoming areas with up to 100% financing (no down payment). USDA provides a 90% loan note guarantee to lenders. Distinct from the Section 502 Direct program. 100% financing (zero down payment). No credit score minimum. 30-year fixed. Closing costs may be financed.

USDA Section 502 Guaranteed Loan Program (Wyoming)是第一抵押贷款，按USDA Rural Development, Rural Housing Service (via approved lenders)设定的条款偿还。 该援助以First顺位留置权登记。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

USDA Section 502 Guaranteed Loan Program (Wyoming)面向将房屋作为主要住所自住的购房者。 关于信用，该项目说明：No set credit score; must show willingness and ability to manage debt. 公民身份或移民身份：U.S. Citizen, U.S. non-citizen national, or Qualified Alien。 Property must be in a USDA-eligible rural area; borrower pays an upfront and annual guarantee fee. Refinancing limited to existing USDA borrowers.

USDA Section 502 Guaranteed Loan Program (Wyoming)将家庭收入限制在地区收入中位数的115%，该数值因县和家庭人数而异。 Household income cannot exceed 115% of area median income (USDA limits by county/household size). 该限制适用于家庭总收入，而不仅是借款人的收入。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

USDA Section 502 Guaranteed Loan Program (Wyoming)可用于Single Family、Condo、PUD、Modular和Manufactured。 新建房屋符合条件。 预制房屋符合条件。

USDA Section 502 Guaranteed Loan Program (Wyoming)服务于在Statewide，Wyoming购房的购房者。 该项目针对特定区域：Property must be in a USDA-eligible rural area (verify on USDA eligibility site).

USDA Section 502 Guaranteed Loan Program (Wyoming)的申请通过USDA Rural Development, Rural Housing Service (via approved lenders)办理，该机构在其网站上公布现行条款和申请步骤。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。