WCDA Advantage Product

WCDA Advantage Product是面向Statewide，Wyoming购房者的第一抵押贷款，由Wyoming Community Development Authority (WCDA)管理。 The WCDA Advantage Product is a 30-year fixed-rate FHA, VA, or RD first mortgage for both first-time and repeat homebuyers, designed for borrowers whose income is slightly above the Standard FTHB limits. It has no first-time-homebuyer requirement, no purchase price limit, a single statewide income limit, and is not subject to federal recapture tax. It can be paired with the Amortizing DPA loan and a Mortgage Credit Certificate. No first-time homebuyer requirement. No purchase price limit. Single statewide income limit. Not subject to recapture tax. Can pair with Amortizing DPA and MCC. Limited cash-out refinance allowed. 资金来自Tax-exempt mortgage revenue bond (MRB) proceeds。

WCDA Advantage Product是第一抵押贷款，按Wyoming Community Development Authority (WCDA)设定的条款偿还。 触发还款的情形：Repayment of first mortgage per insurer/guarantor guidelines upon sale or transfer。 该援助以First顺位留置权登记。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

WCDA Advantage Product面向将房屋作为主要住所自住的购房者。 关于信用，该项目说明：620 minimum middle credit score required。 须参加购房者教育课程，由Wyoming Housing Network, Inc.提供。 居住要求：Property must be in Wyoming。 Owner-occupancy as principal residence for at least 1 year; occupancy within 60 days. 620 minimum FICO. Manufactured homes ineligible. 45% max DTI and $1,500 contribution apply when using DPA. Gaps: annual funding cap not published; current rate per rate sheet.

WCDA Advantage Product将家庭收入限制在$138,320。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

WCDA Advantage Product的房价上限如下：No purchase price limit; maximum loan amount is the FHA, VA, or RD limit。 符合条件的房屋类型包括Single Family、PUD、Condo、Townhome和Twin home。 预制房屋不符合条件。

WCDA Advantage Product在其服务群体中提到了退伍军人、现役军人和预备役人员和国民警卫队成员。 在此列出仅表示项目提到了该群体，并不表示仅凭群体身份即可使申请人符合条件——其余资格规则仍然适用。

WCDA Advantage Product服务于在Statewide，Wyoming购房的购房者。

WCDA Advantage Product的申请通过Wyoming Community Development Authority (WCDA)办理，该机构在其网站上公布现行条款和申请步骤。 资金通过Reserved/originated through WCDA participating lenders; current rates and 45-day rate-lock periods posted on WCDA website预留。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。