WCDA Edge Product

WCDA Edge Product是面向Statewide，Wyoming购房者的第一抵押贷款，由Wyoming Community Development Authority (WCDA)管理。 The WCDA Edge Product (introduced 2024) is a 30-year fixed-rate FHA, VA, or RD first mortgage for the purchase or refinance of a principal residence, available to both first-time homebuyers and current homeowners. It is similar to the Advantage product but features a longer 90-day interest rate lock and its own statewide income limit. There is no first-time-homebuyer requirement, and it may be combined with WCDA down payment assistance. No first-time homebuyer requirement. Available for purchase or refinance. 90-day interest rate lock. Single statewide income limit. Can be combined with WCDA down payment assistance. FHA/VA/RD financing.

WCDA Edge Product是第一抵押贷款，按Wyoming Community Development Authority (WCDA)设定的条款偿还。 触发还款的情形：Repayment of first mortgage per insurer/guarantor guidelines upon sale or transfer。 该援助以First顺位留置权登记。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

WCDA Edge Product面向将房屋作为主要住所自住的购房者。 关于信用，该项目说明：620 minimum middle credit score required。 须参加购房者教育课程，由Wyoming Housing Network, Inc.提供。 居住要求：Property must be in Wyoming。 Owner-occupancy for at least one year after closing; 620 minimum middle credit score; 45% max DTI when using DPA; $1,500 minimum borrower contribution when using DPA; first mortgage must be at maximum LTV before calculating DPA. Gaps: funding source, recapture status, manufactured-home eligibility, and specific DPA pairing not published in the Edge QRG.

WCDA Edge Product将家庭收入限制在$138,320。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

WCDA Edge Product的房价上限如下：No purchase price limit listed for Edge in the WCDA limits table (income limit only)。 符合条件的房屋类型包括Single Family。

WCDA Edge Product在其服务群体中提到了退伍军人、现役军人和预备役人员和国民警卫队成员。 在此列出仅表示项目提到了该群体，并不表示仅凭群体身份即可使申请人符合条件——其余资格规则仍然适用。

WCDA Edge Product服务于在Statewide，Wyoming购房的购房者。

WCDA Edge Product的申请通过Wyoming Community Development Authority (WCDA)办理，该机构在其网站上公布现行条款和申请步骤。 资金通过Reserved/originated through WCDA participating lenders; 90-day interest rate lock; current rates posted on WCDA website预留。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。