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HYFC Mortgage Loan (Haa Yakaawu Financial Corporation)

HYFC Mortgage Loan (Haa Yakaawu Financial Corporation) is a first mortgage for homebuyers in Juneau, Alaska, administered by Haa Yakaawu Financial Corporation (HYFC), a Native CDFI affiliated with Tlingit-Haida Regional Housing Authority.

Last verified Source: Haa Yakaawu Financial Corporation (HYFC), a Native CDFI affiliated with Tlingit-Haida Regional Housing Authority
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The program asks for

  • The home is occupied as a primary residence
  • Residency: Southeast Alaska community / Tlingit & Haida tribal citizens
  • Tribal enrollment copy required with application; serves Tlingit & Haida tribal citizens / Southeast Alaska. Not confirmed (blank): interest rate, min_credit_score, max_dti, income limits, must_be_primary_residence, eligible_property_types (not published).
  • A home in Statewide

It doesn’t cover

  • Homes outside Statewide

These are the program's own published rules, not a decision about any individual — the administering agency and a lender determine who actually qualifies.

How to apply

  1. Contact Haa Yakaawu Financial Corporation (HYFC), a Native CDFI affiliated with Tlingit-Haida Regional Housing Authority to reserve funds

    Funds are reserved through HYFC intake form + Uniform Residential Loan Application + documents + $100 fee, and are subject to availability.

  2. Work with a lender who handles the program

    Hey Prescott is not a lender and does not accept applications; this page describes the program so a homebuyer can take it to a lender or housing counselor.

Questions about this program

What is HYFC Mortgage Loan (Haa Yakaawu Financial Corporation)?

HYFC Mortgage Loan (Haa Yakaawu Financial Corporation) is a first mortgage for homebuyers in Juneau, Alaska, administered by Haa Yakaawu Financial Corporation (HYFC), a Native CDFI affiliated with Tlingit-Haida Regional Housing Authority. HYFC, a certified Native CDFI, offers flexible portfolio mortgage packages to Southeast Alaska homebuyers, designed around each buyer's financial situation. Terms run 15-40 years with home-maintenance training. HYFC also provides free certified financial counseling and credit-builder loans to help buyers qualify. A copy of tribal enrollment is required with the mortgage application. Flexible portfolio mortgage packages. 15-40 year terms. Affordable payments. Home maintenance training. Free certified financial counseling. Credit-builder loans available to qualify. Funding comes from Native CDFI (HYFC); U.S. Treasury CDFI Fund.

Do you have to pay it back?

HYFC Mortgage Loan (Haa Yakaawu Financial Corporation) is a first mortgage and is repaid under the terms set by Haa Yakaawu Financial Corporation (HYFC), a Native CDFI affiliated with Tlingit-Haida Regional Housing Authority. The assistance is recorded in First (mortgage) position. Forgiveness and repayment terms are set by the program and can change — confirm them on the official program page before applying.

Who qualifies?

HYFC Mortgage Loan (Haa Yakaawu Financial Corporation) is open to homebuyers who will live in the home as their primary residence. Residency requirement: Southeast Alaska community / Tlingit & Haida tribal citizens. Tribal enrollment copy required with application; serves Tlingit & Haida tribal citizens / Southeast Alaska. Not confirmed (blank): interest rate, min_credit_score, max_dti, income limits, must_be_primary_residence, eligible_property_types (not published).

Is there eligibility for specific groups?

HYFC Mortgage Loan (Haa Yakaawu Financial Corporation) names American Indian and Alaska Native homebuyers among the groups it serves. Being named here means the program mentions the group, not that membership alone qualifies an applicant — the rest of the eligibility rules still apply.

Where does it apply?

HYFC Mortgage Loan (Haa Yakaawu Financial Corporation) serves homebuyers purchasing in Juneau, Alaska.

How do you apply?

Applications for HYFC Mortgage Loan (Haa Yakaawu Financial Corporation) go through Haa Yakaawu Financial Corporation (HYFC), a Native CDFI affiliated with Tlingit-Haida Regional Housing Authority, which publishes the current terms and the application steps on its own site. Funds are reserved through HYFC intake form + Uniform Residential Loan Application + documents + $100 fee. Hey Prescott is not a lender and does not accept applications; this page describes the program so a homebuyer can take it to a lender or housing counselor.

Also for Statewide homebuyers

Whether two programs can be combined is up to each agency. Ask before you apply.

All 77 programs for Statewide

Program terms are set by Haa Yakaawu Financial Corporation (HYFC), a Native CDFI affiliated with Tlingit-Haida Regional Housing Authority and can change; confirm on the official site before you apply.