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HYFC Mortgage Loan (Haa Yakaawu Financial Corporation)

Haa Yakaawu Financial Corporation (HYFC), a Native CDFI affiliated with Tlingit-Haida Regional Housing Authority · Juneau, Alaska

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What is HYFC Mortgage Loan (Haa Yakaawu Financial Corporation)?

HYFC Mortgage Loan (Haa Yakaawu Financial Corporation) is a first mortgage for homebuyers in Juneau, Alaska, administered by Haa Yakaawu Financial Corporation (HYFC), a Native CDFI affiliated with Tlingit-Haida Regional Housing Authority.

  • HYFC, a certified Native CDFI, offers flexible portfolio mortgage packages to Southeast Alaska homebuyers, designed around each buyer's financial situation. Terms run 15-40 years with home-maintenance training. HYFC also provides free certified financial counseling and credit-builder loans to help buyers qualify. A copy of tribal enrollment is required with the mortgage application.
  • Flexible portfolio mortgage packages.
  • 15-40 year terms.
  • Affordable payments.
  • Home maintenance training.
  • Free certified financial counseling.
  • Credit-builder loans available to qualify.
  • Funding comes from Native CDFI (HYFC); U.S. Treasury CDFI Fund.

Do you have to pay it back?

HYFC Mortgage Loan (Haa Yakaawu Financial Corporation) is a first mortgage and is repaid under the terms set by Haa Yakaawu Financial Corporation (HYFC), a Native CDFI affiliated with Tlingit-Haida Regional Housing Authority.

  • The assistance is recorded in First (mortgage) position.
  • Forgiveness and repayment terms are set by the program and can change — confirm them on the official program page before applying.

Who qualifies?

HYFC Mortgage Loan (Haa Yakaawu Financial Corporation) is open to buyers who will live in the home as their primary residence.

The program requires

  • The home is occupied as a primary residence
  • Residency: Southeast Alaska community / Tlingit & Haida tribal citizens
  • DRAFT (dpa-gap-finder 2026-06-11): pending review. Tribal enrollment copy required with application; serves Tlingit & Haida tribal citizens / Southeast Alaska. Not confirmed (blank): interest rate, min_credit_score, max_dti, income limits, must_be_primary_residence, eligible_property_types (not published).

These are the program's own published rules, not a decision about any individual — the administering agency and a lender determine who actually qualifies.

Is there eligibility for specific groups?

HYFC Mortgage Loan (Haa Yakaawu Financial Corporation) names American Indian and Alaska Native buyers among the groups it serves.

  • Being named here means the program mentions the group, not that membership alone qualifies an applicant — the rest of the eligibility rules still apply.

Where does it apply?

HYFC Mortgage Loan (Haa Yakaawu Financial Corporation) serves buyers purchasing in Juneau, Alaska.

How do you apply?

Applications for HYFC Mortgage Loan (Haa Yakaawu Financial Corporation) go through Haa Yakaawu Financial Corporation (HYFC), a Native CDFI affiliated with Tlingit-Haida Regional Housing Authority, which publishes the current terms and the application steps on its own site.

  1. Contact Haa Yakaawu Financial Corporation (HYFC), a Native CDFI affiliated with Tlingit-Haida Regional Housing Authority to reserve funds

    Funds are reserved through HYFC intake form + Uniform Residential Loan Application + documents + $100 fee, and are subject to availability.

  2. Work with a lender who handles the program

    Hey Prescott is not a lender and does not accept applications; this page describes the program so a buyer can take it to a lender or housing counselor.

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