Riverside County Housing & Workforce Solutions DPA
Deferred second loan · New construction · Income limit 120% of AMI
Single-family (1-4 unit), FHA-approved condominium, townhome/PUD
See details Jun 2026
Down payment assistance · California
Buying a home in Riverside County, CA
6 county-wide programs, 5 cities with their own, plus 43 statewide and 62 nationwide.Riverside has 6 programs that cover the whole county and 5 cities with a program of their own. On top of those, 43 statewide and 62 nationwide programs are open here. Start with your city or ZIP to see which apply to the home you want.
Free · No credit pull · No SSN
Anywhere in RiversideAnywhere in Riverside County
6 programs for every Riverside address6 programs that cover every Riverside address
These are run for the whole county, so a home in Riverside, Menifee or Hemet can use them.
GSFA Assist-to-Own - Riverside County Employees
Assistance grant · New construction · Income limit 200% of AMI
Single-family (1-4 unit), FHA-approved condominium, townhome/PUD
See details Jun 2026
GSFA Platinum Grant - Riverside County Specific
Assistance grant · New construction · Income limit 160% of AMI
Single-family (1-4 unit), FHA-approved condominium, townhome/PUD
See details Jun 2026
Riverside County ARPA First-Time Homebuyer Program (5th District)
Forgivable loan · Forgiven over 15 yrs · Income limit 120% of AMI
Single-family (1-4 unit), FHA-approved condominium, townhome/PUD
See details Jul 2026
Riverside County HOME First-Time Homebuyer Program
Deferred second loan · New construction · Income limit 80% of AMI
Single-family (1-4 unit), FHA-approved condominium, townhome/PUD
See details Jul 2026
Riverside County MCC (Mortgage Credit Certificate) Program
Mortgage credit certificate · New construction · Income limit 115% of AMI
Single-family (1-4 unit), FHA-approved condominium, townhome/PUD
See details Jul 2026
AMI is HUD’s area median income for Riverside, adjusted for household size. Each program publishes its own dollar limits.
Only inside city limits
5 cities with their own program5 Riverside cities with their own program
For a home inside that city, on top of the county-wide 6.A city program is for a home inside that city. Buying there? It sits on top of the 6 county-wide programs above.
HemetCity page City of Hemet Homebuyer Assistance ProgramLake ElsinoreCity page City of Lake Elsinore Down Payment AssistanceMenifeeCity page City of Menifee Homebuyer Assistance ProgramPerrisCity page City of Perris Homebuyer Assistance ProgramRiversideCity page City of Riverside First-Time Homebuyer Program
The Riverside marketThe Riverside housing market
Kinds of homes hereWhat kinds of homes are here, and what the programs accept
Kinds of homes in Riverside
- 68.5% single-familysingle-family
- 6.2% townhousetownhouse
- 4.6% 2–4 units2–4 units
- 11.7% 5+ unitscondo & apartment buildings (5+ units)
- 8.9% mobile & othermobile home & other
Condos count. All 6 county-wide programs and all 5 city programs list condos as eligible.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.
When Riverside’s homes were built
pre-19401970s2020+
30.3%
of Riverside homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.of homes were built before 1980. A home built before 1978 comes with a federal lead-paint disclosure, and some programs require an inspection.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.
$106,500
HUD area median income, 4 people (FY2026)HUD area median income, Riverside County, 4-person household (FY2026)
$93,074
Median household income (ACS 2024 5-year)Median household income in Riverside (Census ACS 2024 5-year)
69.1%
of occupied homes are owner-occupied (California: 55.9%)
The two income figures measure different things. HUD’s area median income is the one programs use. 52 of the 116 programs here set their income limit as a share of Riverside County’s area median income, adjusted for household size. See the published limits for Riverside County
Free help in RiversideFree help in Riverside
11 HUD-approved counseling agencies with an office in the county11 HUD-approved housing counseling agencies with an office in Riverside County
9 programs here ask for a homebuyer class first. Create a free account to see who’s near you and pick one.9 of the 11 local programs here ask for a homebuyer class. A HUD-approved counselor teaches it and can walk you through your options. Create a free account to see who’s near you and pick one.
Find my counselor
Free account → 90-second match → your counselors · Sign in
Counted from HUD’s list of approved agencies: active offices whose ZIP code is in Riverside County.
65 cities and placesA to Z
All cities in Riverside CountyAll 65 cities and places in Riverside County
has a program of its own
- Aguanga
- Anza
- Banning
- Beaumont
- Bermuda Dunes
- Blythe
- Cabazon
- Calimesa
- Canyon Lake
- Cathedral City
- Cherry Valley
- Coachella
- Corona
- Desert Edge
- Desert Hot Springs
- East Hemet
- Eastvale
- El Cerrito Corona
- Garnet
- Glen Avon
- Good Hope
- Green Acres
- Hemet
- Highgrove
- Home Gardens
- Homeland
- Idyllwild
- Idyllwild-Pine Cove
- Indian Wells
- Indio
- Jurupa Valley
- La Quinta
- Lake Elsinore
- Lakeland Village
- Lakeview
- March Air Force Base
- Mead Valley
- Meadowbrook
- Mecca
- Menifee
- Mesa Verde
- Moreno Valley
- Murrieta
- Norco
- Nuevo
- Oasis
- Palm Desert
- Palm Springs
- Pedley
- Perris
- Rancho Mirage
- Riverside
- Rubidoux
- San Jacinto
- Sedco Hills
- Sky Valley
- Sunnyslope
- Temecula
- Thermal
- Thousand Palms
- Valle Vista
- Vista Santa Rosa
- Wildomar
- Winchester
- Woodcrest
Riverside questions
Can I use a county program anywhere in Riverside?
The 6 county-wide programs cover homes anywhere in the county. City programs, like Hemet’s and Lake Elsinore’s, are only for homes inside that city’s limits. Each agency sets its own rules, so confirm on the program’s official site.
Can I combine a county program with a city program?
Sometimes. Combining ("stacking") programs is set by each administering agency, and some do not allow a second program on the same home. Each program’s page links to the agency that can say.
What is the area median income in Riverside County?
HUD publishes it once a year; the 2026 four-person figure is shown above. Programs set their limits as a share of it, adjusted for household size, and the published limits page lists each one.
Do Riverside programs accept condos?
All 6 county-wide programs and all 5 city programs list condos as eligible. The agency confirms it for the home you choose.
Where can I take a homebuyer class in Riverside?
HUD-approved housing counseling agencies teach homebuyer classes, and 11 agencies have an office in Riverside County. Create a free account and take the 90-second match to see the ones near you.
Keep exploring
Sources
Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (June–August 2026). Market: U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024), tables B01003, B25077, B25003, B25024, B25034, B25035, B19013. Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.