Down payment assistance · California

Buying a home in California

320 programs: 54 statewide, the rest run by counties and 112 cities. What you can use depends on where the home is.320 programs across California: 54 statewide, the rest run by counties and 112 cities. What you can use depends on where the home is.

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Start with your county

Local help, prices and income limits differ county to county

County	Local programs	Median home value	Area median income (4 people)	Link
Los Angeles	33	$834,200	$108,100	See Los Angeles
San Diego	19	$854,700	$130,900	See San Diego
Alameda	15	$1.1M	$162,800	See Alameda
San Bernardino	13	$505,000	$106,500	See San Bernardino
All 58 counties

Home values: Census ACS 2024 5-year. Income: HUD FY2026. Programs: Hey Prescott, verified June–August 2026.

Anywhere in California

54 statewide programs

Up to $150,000

California Dream For All

Shared-appreciation loan · Income limits · First-time

See details

Up to $10,000

Bank of America Down Payment Grant - California

Assistance grant · New construction · Income limits · First-time

See details

Up to $10,000

Wells Fargo Homebuyer Access Grant - California

Assistance grant · New construction · Income limits

See details

Plus 62 nationwide programs. See them See nationwide programs

Free help from a person

95 HUD-approved counseling agencies in California95 HUD-approved housing counseling agencies in California

33 of the 54 statewide programs ask for a homebuyer class first. Create a free account to see who’s near you.33 of the 54 statewide programs ask for a homebuyer class first. Create a free account, take the 90-second match, and we’ll show the counselors near you.

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Free account → 90-second match → your counselors

Income limitsIncome limits and price caps in CaliforniaArea median income for all 58 counties, and the limit each program sets.See the limits

California questions

What is California Dream For All?

California Dream For All, a shared-appreciation loan for first-time homebuyers (income limits), open anywhere in California. Its page has the details and a link to the official site.

Which California counties run their own programs?

56 counties of 58 have a county or city program listed, among them Los Angeles, San Diego, Alameda and San Bernardino. The table above lists them, and each county page has its own programs.

Do I need a homebuyer class in California?

Many programs ask for one. 33 of the 54 statewide programs list a homebuyer education requirement. HUD-approved housing counseling agencies teach them, often for free.

Can I use assistance on a California condo?

52 of the 54 statewide programs list condos as eligible. Each program’s page lists the kinds of homes it accepts.

112 California cities with their own program