AC Boost - Alameda County Down Payment Assistance

What is AC Boost - Alameda County Down Payment Assistance?

AC Boost - Alameda County Down Payment Assistance is a shared-appreciation loan for homebuyers in Alameda County, California.

• Shared appreciation loan up to $150,000 for first-time homebuyers who live in, work in, or have been displaced from Alameda County. Income at or below 120% AMI. Apply entirely online without going through lender first. Funded by Measure A1.
• Up to $150,000 in assistance.
• shared equity with provider at resale.
• Funding comes from County Measure A1 Bond.

How much assistance does it provide?

AC Boost - Alameda County Down Payment Assistance offers up to $210,000 in assistance.

• The program asks buyers to contribute 1% of purchase price (borrower minimum).
• Amounts are the program's published maximums, not an offer — the administering agency determines any individual award.

Do you have to pay it back?

AC Boost - Alameda County Down Payment Assistance is a shared-appreciation loan and is repaid under the terms set by the administering agency.

• Repayment is triggered by Sale, transfer, or refinance (shared appreciation).
• The assistance is recorded in Second position.
• Forgiveness and repayment terms are set by the program and can change — confirm them on the official program page before applying.

Who qualifies?

AC Boost - Alameda County Down Payment Assistance is open to first-time homebuyers and buyers who will live in the home as their primary residence.

What are the income limits?

AC Boost - Alameda County Down Payment Assistance limits household income to 150% of the area median income, which varies by county and household size.

• 150% AMI; 4-person household limit ~$177,500 (2026 Alameda Co. AMI).
• The limit applies to total household income, not only the borrower’s.
• The program lists a maximum household size of 8.
• Area median income figures are published by HUD and updated annually, so check the current table for the county before relying on a number.

What kind of home can it be used for?

AC Boost - Alameda County Down Payment Assistance caps the purchase price at $1.0M.

• Eligible property types include Single-family (1-4 unit), FHA-approved condominium, townhome/PUD.
• New construction is eligible.
• Manufactured homes are not eligible.

Where does it apply?

AC Boost - Alameda County Down Payment Assistance serves buyers purchasing in Alameda County, California.

How do you apply?

Applications for AC Boost - Alameda County Down Payment Assistance go through the administering agency, which publishes the current terms and the application steps on its own site.

1. 1

   Take a homebuyer education course

   Required by the program before funds are reserved.

2. 2

   Contact the administering agency to reserve funds

   Funds are reserved through Contact provider directly; subject to funding availability, and are subject to availability.

3. 3

   Work with a lender who handles the program

   Hey Prescott is not a lender and does not accept applications; this page describes the program so a buyer can take it to a lender or housing counselor.