AC Boost - Alameda County Down Payment Assistance

AC Boost - Alameda County Down Payment Assistance is a shared-appreciation loan for homebuyers in Alameda County, California. Shared appreciation loan up to $150,000 for first-time homebuyers who live in, work in, or have been displaced from Alameda County. Income at or below 120% AMI. Apply entirely online without going through lender first. Funded by Measure A1. Up to $150,000 in assistance. shared equity with provider at resale. Funding comes from County Measure A1 Bond.

AC Boost - Alameda County Down Payment Assistance offers up to $210,000 in assistance. The program asks homebuyers to contribute 1% of purchase price (borrower minimum). Amounts are the program's published maximums, not an offer — the administering agency determines any individual award.

AC Boost - Alameda County Down Payment Assistance is a shared-appreciation loan and is repaid under the terms set by the administering agency. Repayment is triggered by Sale, transfer, or refinance (shared appreciation). The assistance is recorded in Second position. Forgiveness and repayment terms are set by the program and can change — confirm them on the official program page before applying.

AC Boost - Alameda County Down Payment Assistance is open to first-time homebuyers and homebuyers who will live in the home as their primary residence. "First-time homebuyer" usually means not having owned a home in the last three years, but the program sets its own definition. On credit, the program states: Contact lender for current credit score requirements. A homebuyer education course is required. Residency requirement: Must live in, work in, or have been displaced from Alameda County; purchase within county. Citizenship or immigration status: U.S. citizen, permanent resident alien, or other eligible non-citizen. Must purchase in Alameda County unincorporated area or participating city. Shared equity model: county retains proportional share of appreciation. Lottery-based selection.

AC Boost - Alameda County Down Payment Assistance limits household income to 150% of the area median income, which varies by county and household size. 150% AMI; 4-person household limit ~$177,500 (2026 Alameda Co. AMI). The limit applies to total household income, not only the borrower’s. The program lists a maximum household size of 8. Area median income figures are published by HUD and updated annually, so check the current table for the county before relying on a number.

AC Boost - Alameda County Down Payment Assistance caps the purchase price at $1.0M. Eligible property types include Single-family (1-4 unit), FHA-approved condominium, townhome/PUD. New construction is eligible. Manufactured homes are not eligible.

AC Boost - Alameda County Down Payment Assistance serves homebuyers purchasing in Alameda County, California.

Applications for AC Boost - Alameda County Down Payment Assistance go through the administering agency, which publishes the current terms and the application steps on its own site. Funds are reserved through Contact provider directly; subject to funding availability. Hey Prescott is not a lender and does not accept applications; this page describes the program so a homebuyer can take it to a lender or housing counselor.