C.A.R's Housing Affordability Fund (HAF) Pathway to Home Closing Cost Assistance Grant Program

What is C.A.R's Housing Affordability Fund (HAF) Pathway to Home Closing Cost Assistance Grant Program?

C.A.R's Housing Affordability Fund (HAF) Pathway to Home Closing Cost Assistance Grant Program is a grant for homebuyers in Statewide, California.

• True grant — no repayment. Targeted to underserved communities. Statewide via NPHS partner network.
• $10,000 grant (no repayment) for low-to-moderate income first-time homebuyers from underserved communities, partnered with NPHS. Funds used for closing costs.
• Funding comes from C.A.R. Housing Affordability Fund (HAF) and NPHS.

Do you have to pay it back?

C.A.R's Housing Affordability Fund (HAF) Pathway to Home Closing Cost Assistance Grant Program is structured as a grant, so it is not repaid.

• Repayment is triggered by none.
• Forgiveness and repayment terms are set by the program and can change — confirm them on the official program page before applying.

Who qualifies?

C.A.R's Housing Affordability Fund (HAF) Pathway to Home Closing Cost Assistance Grant Program is open to first-time homebuyers and buyers who will live in the home as their primary residence.

What are the income limits?

C.A.R's Housing Affordability Fund (HAF) Pathway to Home Closing Cost Assistance Grant Program limits household income to 1% of the area median income, which varies by county and household size.

• Low-to-moderate income (120% AMI and below).
• The limit applies to total household income, not only the borrower’s.
• Area median income figures are published by HUD and updated annually, so check the current table for the county before relying on a number.

What kind of home can it be used for?

C.A.R's Housing Affordability Fund (HAF) Pathway to Home Closing Cost Assistance Grant Program can be used for Single-family, Condo, Townhouse.

Is there eligibility for specific groups?

C.A.R's Housing Affordability Fund (HAF) Pathway to Home Closing Cost Assistance Grant Program names buyers with disabilities among the groups it serves.

• Being named here means the program mentions the group, not that membership alone qualifies an applicant — the rest of the eligibility rules still apply.

Where does it apply?

C.A.R's Housing Affordability Fund (HAF) Pathway to Home Closing Cost Assistance Grant Program serves buyers purchasing in Statewide, California.

How do you apply?

Applications for C.A.R's Housing Affordability Fund (HAF) Pathway to Home Closing Cost Assistance Grant Program go through the administering agency.

1. 1

   Take a homebuyer education course

   Required by the program, through Required - NPHS HUD-approved homebuyer education.

2. 2

   Contact the administering agency to reserve funds

   Funds are reserved through first-come-first-served, and are subject to availability.

3. 3

   Work with a lender who handles the program

   Hey Prescott is not a lender and does not accept applications; this page describes the program so a buyer can take it to a lender or housing counselor.