C.A.R's Housing Affordability Fund (HAF) Pathway to Home Closing Cost Assistance Grant Program

C.A.R's Housing Affordability Fund (HAF) Pathway to Home Closing Cost Assistance Grant Program is a grant for homebuyers in Statewide, California. True grant — no repayment. Targeted to underserved communities. Statewide via NPHS partner network. $10,000 grant (no repayment) for low-to-moderate income first-time homebuyers from underserved communities, partnered with NPHS. Funds used for closing costs. Funding comes from C.A.R. Housing Affordability Fund (HAF) and NPHS.

C.A.R's Housing Affordability Fund (HAF) Pathway to Home Closing Cost Assistance Grant Program is structured as a grant, so it is not repaid. Repayment is triggered by none. Forgiveness and repayment terms are set by the program and can change — confirm them on the official program page before applying.

C.A.R's Housing Affordability Fund (HAF) Pathway to Home Closing Cost Assistance Grant Program is open to first-time homebuyers and homebuyers who will live in the home as their primary residence. "First-time homebuyer" usually means not having owned a home in the last three years, but the program sets its own definition. A homebuyer education course is required, through Required - NPHS HUD-approved homebuyer education. Sourced via Homebuyer Wallet (CA20250029). Must use a CA REALTOR. Buyer must be member of an Underserved Community: people of color, persons with disabilities (physical/cognitive/mental), or LGBTQ+. First-come-first-served. HUD-approved homebuyer education required.

C.A.R's Housing Affordability Fund (HAF) Pathway to Home Closing Cost Assistance Grant Program limits household income to 1% of the area median income, which varies by county and household size. Low-to-moderate income (120% AMI and below). The limit applies to total household income, not only the borrower’s. Area median income figures are published by HUD and updated annually, so check the current table for the county before relying on a number.

C.A.R's Housing Affordability Fund (HAF) Pathway to Home Closing Cost Assistance Grant Program can be used for Single-family, Condo, Townhouse.

C.A.R's Housing Affordability Fund (HAF) Pathway to Home Closing Cost Assistance Grant Program names homebuyers with disabilities among the groups it serves. Being named here means the program mentions the group, not that membership alone qualifies an applicant — the rest of the eligibility rules still apply.

C.A.R's Housing Affordability Fund (HAF) Pathway to Home Closing Cost Assistance Grant Program serves homebuyers purchasing in Statewide, California.

Applications for C.A.R's Housing Affordability Fund (HAF) Pathway to Home Closing Cost Assistance Grant Program go through the administering agency. Funds are reserved through first-come-first-served. Hey Prescott is not a lender and does not accept applications; this page describes the program so a homebuyer can take it to a lender or housing counselor.