GSFA Assist-to-Own - Sacramento County Employees

GSFA Assist-to-Own - Sacramento County Employees is a grant for homebuyers in Sacramento County, California. GSFA Assist-to-Own for Sacramento County public employees. Up to 4% grant, no repayment. Up to 4.0% of purchase price in assistance. non-repayable grant. Funding comes from GSFA.

GSFA Assist-to-Own - Sacramento County Employees is structured as a grant, so it is not repaid. Repayment is triggered by N/A (non-repayable grant). The assistance is recorded in N/A (grant - no lien) position. Forgiveness and repayment terms are set by the program and can change — confirm them on the official program page before applying.

GSFA Assist-to-Own - Sacramento County Employees is open to first-time homebuyers and homebuyers who will live in the home as their primary residence. "First-time homebuyer" usually means not having owned a home in the last three years, but the program sets its own definition. On credit, the program states: Minimum 640 FICO score required for all borrowers. A homebuyer education course is required. Residency requirement: Must occupy as primary residence. Citizenship or immigration status: U.S. citizen, permanent resident alien, or other eligible non-citizen. Must be employed by participating county government; up to 5.5% of first mortgage as DPA (3.5% deferred loan + up to 2% grant); no first-time buyer requirement.

GSFA Assist-to-Own - Sacramento County Employees limits household income to 200% of the area median income, which varies by county and household size. Workforce/moderate income: household income ≤200% AMI. The limit applies to total household income, not only the borrower’s. The program lists a maximum household size of 8. Area median income figures are published by HUD and updated annually, so check the current table for the county before relying on a number.

GSFA Assist-to-Own - Sacramento County Employees caps the purchase price at $764,750. Eligible property types include Single-family (1-4 unit), FHA-approved condominium, townhome/PUD. New construction is eligible. Manufactured homes are not eligible.

GSFA Assist-to-Own - Sacramento County Employees is limited to employees of Employees of GSFA Member Counties. Being named here means the program mentions the group, not that membership alone qualifies an applicant — the rest of the eligibility rules still apply.

GSFA Assist-to-Own - Sacramento County Employees serves homebuyers purchasing in Sacramento County, California.

Applications for GSFA Assist-to-Own - Sacramento County Employees go through the administering agency, which publishes the current terms and the application steps on its own site. Funds are reserved through GSFA lender portal. Hey Prescott is not a lender and does not accept applications; this page describes the program so a homebuyer can take it to a lender or housing counselor.