La Habra Homebuyer Assistance Program - Orange County
La Habra Homebuyer Assistance Program - Orange County is a deferred second loan for homebuyers in La Habra, California.
The program asks for
- First-time homebuyer — the program sets its own definition
- The home is occupied as a primary residence
- On credit: Contact lender for current credit score requirements
- A completed homebuyer education course
- Residency: Purchase within City of La Habra
- Citizenship or immigration status: U.S. citizen, permanent resident alien, or other eligible non-citizen
- A home inside La Habra city limits
It doesn’t cover
- Manufactured homes
- Households above 80% of area median income
- Homes outside La Habra
These are the program's own published rules, not a decision about any individual — the administering agency and a lender determine who actually qualifies.
Income limit
80% of Orange County’s area median income
HUD sets the area median income each year. The limit changes with household size, so a family of five has a higher limit than a single homebuyer.
Where it applies
La Habra’s homesLa Habra’s homes, and the ones this program accepts
- 52.2% single-familysingle-family
- 9.5% townhousetownhouse
- 7.8% 2–4 units2–4 units
- 27.3% 5+ unitscondo & apartment buildings (5+ units)
- 3.2% mobile & othermobile home & other
A tick marks a kind of home the program’s record lists. The agency confirms it for the home you choose.
$781,600
La Habra median home value
76.6%
built before 1980
U.S. Census Bureau, ACS 2024 5-year. More about buying in La Habra
How to apply
How to applyThree steps, in this order
Take a homebuyer education course
Required by the program before funds are reserved.
Contact the administering agency to reserve funds
Funds are reserved through Contact provider directly; subject to funding availability, and are subject to availability.
Work with a lender who handles the program
Hey Prescott is not a lender and does not accept applications; this page describes the program so a homebuyer can take it to a lender or housing counselor.
Questions about this program
What is La Habra Homebuyer Assistance Program - Orange County?
La Habra Homebuyer Assistance Program - Orange County is a deferred second loan for homebuyers in La Habra, California. Homeowner programs including down payment assistance for first-time buyers in La Habra. Federal HOME-funded. Income at or below 80% AMI. no monthly payments on DPA. Funding comes from Federal HOME / City.
Do you have to pay it back?
La Habra Homebuyer Assistance Program - Orange County is deferred, so no payments are due until the home is sold, refinanced, or the first mortgage is paid off. Repayment is triggered by Sale, transfer, or non-occupancy. The assistance is recorded in Second position. Forgiveness and repayment terms are set by the program and can change — confirm them on the official program page before applying.
Who qualifies?
La Habra Homebuyer Assistance Program - Orange County is open to first-time homebuyers and homebuyers who will live in the home as their primary residence. "First-time homebuyer" usually means not having owned a home in the last three years, but the program sets its own definition. On credit, the program states: Contact lender for current credit score requirements. A homebuyer education course is required. Residency requirement: Purchase within City of La Habra. Citizenship or immigration status: U.S. citizen, permanent resident alien, or other eligible non-citizen.
What are the income limits?
La Habra Homebuyer Assistance Program - Orange County limits household income to 80% of the area median income, which varies by county and household size. Low income: household income ≤80% of Area Median Income (AMI). The limit applies to total household income, not only the borrower’s. The program lists a maximum household size of 8. Area median income figures are published by HUD and updated annually, so check the current table for the county before relying on a number.
What kind of home can it be used for?
La Habra Homebuyer Assistance Program - Orange County caps the purchase price as follows: Conforms to FHA/conventional loan limits for this county; contact program for current limits. Eligible property types include Single-family (1-4 unit), FHA-approved condominium, townhome/PUD. New construction is eligible. Manufactured homes are not eligible.
Where does it apply?
La Habra Homebuyer Assistance Program - Orange County serves homebuyers purchasing in La Habra, California.
How do you apply?
Applications for La Habra Homebuyer Assistance Program - Orange County go through the administering agency, which publishes the current terms and the application steps on its own site. Funds are reserved through Contact provider directly; subject to funding availability. Hey Prescott is not a lender and does not accept applications; this page describes the program so a homebuyer can take it to a lender or housing counselor.
Also for La Habra homebuyersOther programs open to La Habra homebuyers
- Orange County Mortgage Assistance Program (MAP)Up to $80,000
- Orange County Mortgage Credit Certificate ProgramUp to $2,000
- GSFA Platinum Grant - Orange County SpecificGrant
Whether two programs can be combined is up to each agency. Ask before you apply.
All 122 programs for La HabraProgram terms are set by the administering agency and can change; confirm on the official site before you apply.