NHF Sapphire Grant Program - FHA (California)

NHF Sapphire Grant Program - FHA (California) is a grant for homebuyers in California. NHF Sapphire FHA variant: up to 5% of loan amount as a grant for California homebuyers using FHA financing. No income limits, no repayment required. Available through participating lenders. Up to 5.0% of purchase price in assistance. non-repayable grant. Funding comes from NHF.

NHF Sapphire Grant Program - FHA (California) provides assistance worth 5% of the purchase price, as set by the program. The program asks homebuyers to contribute 1% of purchase price (borrower minimum). The program can be combined with other assistance, subject to the rules of each. Amounts are the program's published maximums, not an offer — the administering agency determines any individual award.

NHF Sapphire Grant Program - FHA (California) is structured as a grant, so it is not repaid. Repayment is triggered by N/A (non-repayable grant). The assistance is recorded in N/A (grant - no lien) position. Forgiveness and repayment terms are set by the program and can change — confirm them on the official program page before applying.

NHF Sapphire Grant Program - FHA (California) is open to homebuyers who will live in the home as their primary residence. On credit, the program states: Minimum 640 FICO score required for all borrowers. Residency requirement: Must occupy as primary residence. Citizenship or immigration status: U.S. citizen, permanent resident alien, or other eligible non-citizen. 5% grant (no repayment required). Income at or below 150% AMI. Min 620 FICO. Must use NHF-approved lender. Available for FHA, VA, USDA, and conventional loans.

NHF Sapphire Grant Program - FHA (California) limits household income to 150% of the area median income, which varies by county and household size. Contact program provider for current income limits. The limit applies to total household income, not only the borrower’s. The program lists a maximum household size of 8. Area median income figures are published by HUD and updated annually, so check the current table for the county before relying on a number.

NHF Sapphire Grant Program - FHA (California) caps the purchase price as follows: Contact program for current purchase price limits. Eligible property types include Single-family (1-4 unit), FHA-approved condominium, townhome/PUD. New construction is eligible. Manufactured homes are not eligible.

NHF Sapphire Grant Program - FHA (California) serves homebuyers purchasing anywhere in California.

Applications for NHF Sapphire Grant Program - FHA (California) go through the administering agency, which publishes the current terms and the application steps on its own site. Funds are reserved through Contact provider directly; subject to funding availability. Hey Prescott is not a lender and does not accept applications; this page describes the program so a homebuyer can take it to a lender or housing counselor.