NPHS Neighborhood Partnership Housing Services DPA - Inland Empire

NPHS Neighborhood Partnership Housing Services DPA - Inland Empire is a deferred second loan for homebuyers in San Bernardino County, California. Multiple DPA programs for first-time homebuyers in Riverside, San Bernardino, and Imperial Counties. Partners with local governments and lenders. Nonprofit HUD-approved housing counseling agency. no monthly payments on DPA. Funding comes from Non-profit / Federal / County.

NPHS Neighborhood Partnership Housing Services DPA - Inland Empire is deferred, so no payments are due until the home is sold, refinanced, or the first mortgage is paid off. Repayment is triggered by Sale, transfer, or non-occupancy. The assistance is recorded in Second position. Forgiveness and repayment terms are set by the program and can change — confirm them on the official program page before applying.

NPHS Neighborhood Partnership Housing Services DPA - Inland Empire is open to first-time homebuyers and homebuyers who will live in the home as their primary residence. "First-time homebuyer" usually means not having owned a home in the last three years, but the program sets its own definition. On credit, the program states: Contact lender for current credit score requirements. A homebuyer education course is required. Residency requirement: Purchase in Riverside, San Bernardino, or Imperial County. Citizenship or immigration status: U.S. citizen, permanent resident alien, or other eligible non-citizen.

NPHS Neighborhood Partnership Housing Services DPA - Inland Empire limits household income to 80% of the area median income, which varies by county and household size. Low income: household income ≤80% of Area Median Income (AMI). The limit applies to total household income, not only the borrower’s. The program lists a maximum household size of 8. Area median income figures are published by HUD and updated annually, so check the current table for the county before relying on a number.

NPHS Neighborhood Partnership Housing Services DPA - Inland Empire caps the purchase price as follows: Contact program for current purchase price limits. Eligible property types include Single-family (1-4 unit), FHA-approved condominium, townhome/PUD. New construction is eligible. Manufactured homes are not eligible.

NPHS Neighborhood Partnership Housing Services DPA - Inland Empire serves homebuyers purchasing in San Bernardino County, California.

Applications for NPHS Neighborhood Partnership Housing Services DPA - Inland Empire go through the administering agency, which publishes the current terms and the application steps on its own site. Funds are reserved through Contact provider directly; subject to funding availability. Hey Prescott is not a lender and does not accept applications; this page describes the program so a homebuyer can take it to a lender or housing counselor.